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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Interest income:        
Interest and fees on loans $ 64,711 $ 67,345 $ 129,049 $ 134,001
Interest on mortgage loans held for sale 478 442 853 1,400
Taxable interest on debt securities 8,468 9,230 17,236 18,057
Nontaxable interest on debt securities 8 8 15 15
Dividends on Federal Home Loan Bank stock 506 792 1,091 1,814
Other interest income 998 1,029 1,907 3,022
Total interest and dividend income 75,169 78,846 150,151 158,309
Interest expense:        
Deposits 27,567 30,864 54,937 62,612
Federal Home Loan Bank advances 5,491 10,451 12,268 21,397
Junior subordinated debentures 308 346 618 693
Total interest expense 33,366 41,661 67,823 84,702
Net interest income [1] 41,803 37,185 82,328 73,607
Provision for credit losses 1,600 600 5,600 1,800
Net interest income after provision for credit losses 40,203 36,585 76,728 71,807
Noninterest income:        
Wealth management revenues [1] 11,201 10,120 21,848 20,011
Mortgage banking revenues [1] 3,473 3,034 6,518 5,338
Card interchange fees [1] 1,305 1,247 2,690 2,756
Service charges on deposit accounts [1] 842 808 1,627 1,552
Loan related derivative income [1] 583 676 810 777
Income from bank-owned life insurance [1] 904 826 1,789 1,595
Gain on sale of bank-owned properties, net [1] 0 0 0 6,994
Other income [1] 354 367 683 698
Total noninterest income [1] 18,662 17,078 35,965 39,721
Noninterest expense:        
Salaries and employee benefits 25,312 23,025 49,652 45,447
Outsourced services 4,266 4,404 8,649 8,750
Net occupancy 2,735 2,662 5,625 5,403
Equipment 887 930 1,790 1,821
Legal, audit and professional fees 824 726 1,760 1,476
FDIC deposit insurance costs 952 1,235 1,887 2,497
Advertising and promotion 771 717 1,318 1,127
Amortization of intangibles 156 203 311 407
Pension plan settlement charge 0 0 0 6,436
Other expenses 2,694 2,628 5,370 5,362
Total noninterest expense 38,597 36,530 76,362 78,726
Income before income taxes 20,268 17,133 36,331 32,802
Income tax expense 4,287 3,888 7,750 7,378
Net income $ 15,981 $ 13,245 $ 28,581 $ 25,424
Weighted average common shares outstanding - basic 19,064 19,285 19,051 19,280
Weighted average common shares outstanding - diluted 19,204 19,374 19,189 19,372
Per share information:        
Basic earnings per common share $ 0.84 $ 0.69 $ 1.50 $ 1.32
Diluted earnings per common share $ 0.83 $ 0.68 $ 1.49 $ 1.31
[1] As reported in the Unaudited Consolidated Statements of Income.