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Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2021

Regulatory Matters

Schedule of Bank's actual capital amounts and ratios


		December 31, 2021
													Minimum to be
								Requirements					Well Capitalized
								for Capital					Under Prompt
		Actual					Adequacy Purposes					Corrective Action
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated		$	314,628		14.65	%	$	96,647		4.50	%	$	N/A		N/A
Bank			297,453		13.87	%		96,538		4.50	%		139,444		6.50	%
Tier 1 capital to risk weighted assets													.
Consolidated			323,358		15.06	%		128,862		6.00	%		N/A		N/A
Bank			297,453		13.87	%		128,718		6.00	%		171,624		8.00	%
Total capital to risk weighted assets
Consolidated			400,263		18.64	%		171,816		8.00	%		N/A		N/A
Bank			324,328		15.12	%		171,624		8.00	%		214,530		10.00	%
Tier 1 capital to average assets
Consolidated			323,358		9.79	%		132,112		4.00	%		N/A		N/A
Bank			297,453		9.01	%		132,039		4.00	%		165,049		5.00	%


		December 31, 2020
													Minimum to be
								Requirements					Well Capitalized
								for Capital					Under Prompt
		Actual					Adequacy Purposes					Corrective Action
(dollars in thousands)		Amount			Ratio		Amount			Ratio		Amount			Ratio
Common equity tier 1 capital to risk weighted assets
Consolidated		$	265,490		12.75	%	$	93,723		4.50	%	$	N/A		N/A
Bank			251,806		12.10	%		93,632		4.50	%		135,246		6.50	%
Tier 1 capital to risk weighted assets													.
Consolidated			273,797		13.15	%		124,964		6.00	%		N/A		N/A
Bank			251,806		12.10	%		124,843		6.00	%		166,457		8.00	%
Total capital to risk weighted assets
Consolidated			349,620		16.79	%		166,618		8.00	%		N/A		N/A
Bank			277,916		13.36	%		166,457		8.00	%		208,071		10.00	%
Tier 1 capital to average assets
Consolidated			273,797		9.24	%		118,587		4.00	%		N/A		N/A
Bank			251,806		8.50	%		118,511		4.00	%		148,139		5.00	%