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v3.23.2

Loans and Allowance for Credit Losses - Changes in allowance (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Changes in the allowance |  |  |  |
Beginning balance | $ 35,102 | $ 31,713 | $ 31,146 | $ 31,572
Provision for credit losses | 191 |  | 460 |
Loan charge-offs | (108) | (674) | (365) | (719)
Loan recoveries | 511 | 334 | 598 | 520
Ending balance | 35,696 | 31,373 | 35,696 | 31,373
Provision for off-balance sheet credit loss | 186 |  | 44 |
Debt securities held-to-maturity credit loss | 5 |  | 46 |
Adoption of CECL | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance |  |  | 3,857 |
Unallocated |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 901 | 457 | 268 | 1,180
Provision for credit losses | 826 | 595 | 743 | (128)
Ending balance | 1,727 | 1,052 | 1,727 | 1,052
Unallocated | Adoption of CECL | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance |  |  | 716 |
Commercial |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 24,550 | 22,551 | 23,292 | 22,084
Provision for credit losses | (491) | 30 | (357) | 387
Loan charge-offs | (85) | (637) | (260) | (664)
Loan recoveries | 450 | 101 | 517 | 238
Ending balance | 24,424 | 22,045 | 24,424 | 22,045
Commercial | Adoption of CECL | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance |  |  | 1,232 |
Commercial | Commercial and industrial |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 7,800 | 9,795 | 9,158 | 8,925
Provision for credit losses | (340) | 1,085 | (717) | 1,856
Loan charge-offs | (85) | (637) | (260) | (664)
Loan recoveries | 438 | 90 | 494 | 216
Ending balance | 7,813 | 10,333 | 7,813 | 10,333
Commercial | Commercial and industrial | Adoption of CECL | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance |  |  | (862) |
Commercial | Real estate construction |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 4,406 | 810 | 1,446 | 783
Provision for credit losses | (760) | 68 | (318) | 95
Ending balance | 3,646 | 878 | 3,646 | 878
Commercial | Real estate construction | Adoption of CECL | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance |  |  | 2,518 |
Commercial | Commercial real estate |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 12,344 | 11,946 | 12,688 | 12,376
Provision for credit losses | 609 | (1,123) | 678 | (1,564)
Loan recoveries | 12 | 11 | 23 | 22
Ending balance | 12,965 | 10,834 | 12,965 | 10,834
Commercial | Commercial real estate | Adoption of CECL | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance |  |  | (424) |
Consumer |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 9,651 | 8,705 | 7,586 | 8,308
Provision for credit losses | (144) | (625) | 74 | (259)
Loan charge-offs | (23) | (37) | (105) | (55)
Loan recoveries | 61 | 233 | 81 | 282
Ending balance | 9,545 | 8,276 | 9,545 | 8,276
Consumer | Adoption of CECL | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance |  |  | 1,909 |
Consumer | Real estate junior lien |  |  |  |
Changes in the allowance |  |  |  |
Loan charge-offs |  |  | (77) |
Consumer | Residential | Real estate first mortgage |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 8,060 | 6,661 | 5,769 | 6,532
Provision for credit losses | (159) | (486) | 50 | (357)
Loan recoveries |  |  | 2 |
Ending balance | 7,901 | 6,175 | 7,901 | 6,175
Consumer | Residential | Real estate first mortgage | Adoption of CECL | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance |  |  | 2,080 |
Consumer | Residential | Real estate junior lien |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 1,277 | 1,400 | 1,289 | 1,295
Provision for credit losses | 28 | (134) | 154 | (42)
Loan charge-offs |  |  | (77) |
Loan recoveries | 46 | 201 | 52 | 214
Ending balance | 1,351 | 1,467 | 1,351 | 1,467
Consumer | Residential | Real estate junior lien | Adoption of CECL | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance |  |  | (67) |
Consumer | Other revolving and installment |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance | 314 | 644 | 528 | 481
Provision for credit losses | (13) | (5) | (130) | 140
Loan charge-offs | (23) | (37) | (28) | (55)
Loan recoveries | 15 | 32 | 27 | 68
Ending balance | $ 293 | $ 634 | 293 | $ 634
Consumer | Other revolving and installment | Adoption of CECL | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |
Changes in the allowance |  |  |  |
Beginning balance |  |  | $ (104) |

X
- Definition Amount of increase in allowance for credit loss on accounts receivable, from recovery. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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- Definition Amount of expense (reversal of expense) for expected credit loss on investment in debt security measured at amortized cost (held-to-maturity). + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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