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Note 7 - Loan Servicing (Tables)

6 Months Ended

Jun. 30, 2025

Notes Tables

Schedule of Servicing Assets at Fair Value [Table Text Block]

		Three months ended				Six months ended
		June 30,				June 30,
(dollars in thousands)		2025				2025
Balance at beginning of period		$	7,351			$	7,918
Additions from loans sold with servicing rights retained			47				101
Change in fair value			(214	)			(835	)
Balance at end of period		$	7,184			$	7,184

Servicing Asset at Amortized Cost [Table Text Block]

		Three months ended				Six months ended
		June 30,				June 30,
(dollars in thousands)		2024				2024
Servicing Assets:
Balance at beginning of period		$	1,983			$	2,052
Additions, net of valuation reserve (1)			320				341
Amortization (2)			(133	)			(223	)
Balance at end of period			2,170				2,170
Less valuation reserve (3)			(207	)			(207	)
Balance at end of period, net of valuation reserve		$	1,963			$	1,963
Fair value, beginning of period		$	2,083			$	2,062
Fair value, end of period		$	2,082			$	2,082

Schedule of Assumptions for Fair Value as of Balance Sheet Date of Assets or Liabilities that relate to Transferor's Continuing Involvement [Table Text Block]

		June 30,				December 31,
(dollars in thousands)		2025				2024
Fair value of servicing rights		$	7,184			$	7,918
Weighted-average remaining term, years			21.8				22.0
Prepayment speeds			12.2	%			9.9	%
Discount rate			10.5	%			10.5	%

X

- Definition

Tabular disclosure of all information related to the key inputs and assumptions (including, at a minimum, but not limited to, and if applicable, quantitative information about discount rates, expected prepayments including the expected weighted-average life of prepayable financial assets, and anticipated credit losses) used in measuring the fair value of assets or liabilities that relate to the transferor's continuing involvement with transferred financial assets, as of the balance sheet date.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 860
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481326/860-20-50-4

+ Details

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Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of activity in the balance of servicing assets subsequently measured at amortized cost. Includes, but is not limited to, beginning and ending balances, additions, disposals, and amortization.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 4
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-4

+ Details

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Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the activity in the balance of servicing assets (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (for instance, through purchases of servicing assets), disposals, changes in fair value during the period resulting from changes in inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 860
-SubTopic 50
-Name Accounting Standards Codification
-Section 50
-Paragraph 3
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481229/860-50-50-3

+ Details

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Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

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Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration