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REGULATORY MATTERS (Tables)
3 Months Ended
Mar. 31, 2017
Banking and Thrift [Abstract]  
Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios
A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of:
 
 
Actual
 
Minimum Required For Capital Adequacy Purposes
 
To Be Well Capitalized Under Prompt Corrective Action Provisions
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
March 31, 2017
 
 
 
 
 
    
 
    
 
    
 
    
  Total capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
      Consolidated
 
$
152,967

 
10.84
%
 
$
112,877

 
8.00
%
 
 
 
n/a

      Bank
 
177,589

 
12.60
%
 
112,778

 
8.00
%
 
$
140,973

 
10.00
%
  Tier 1 capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
      Consolidated
 
141,039

 
10.00
%
 
84,658

 
6.00
%
 
 
 
n/a

      Bank
 
165,661

 
11.75
%
 
84,584

 
6.00
%
 
112,778

 
8.00
%
  Tier 1 capital to average assets:
 
 
 
 
 
 
 
 
 
 
 
 
      Consolidated
 
141,039

 
7.66
%
 
73,640

 
4.00
%
 
 
 
n/a

      Bank
 
165,661

 
9.01
%
 
73,572

 
4.00
%
 
91,965

 
5.00
%
  Common equity tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
 
      Consolidated
 
130,729

 
9.27
%
 
63,494

 
4.50
%
 
 
 
n/a

      Bank
 
165,661

 
11.75
%
 
63,438

 
4.50
%
 
91,632

 
6.50
%

 
 
Actual
 
Minimum Required For Capital Adequacy Purposes
 
To Be Well Capitalized Under Prompt Corrective Action Provisions
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2016
 
 
 
 
 
    
 
    
 
    
 
    
  Total capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
      Consolidated
 
$
149,468

 
10.86
%
 
$
110,083

 
8.00
%
 
 
 
n/a

      Bank
 
173,528

 
12.63
%
 
109,947

 
8.00
%
 
$
137,434

 
10.00
%
  Tier 1 capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
      Consolidated
 
137,984

 
10.03
%
 
82,562

 
6.00
%
 
 
 
n/a

      Bank
 
162,044

 
11.79
%
 
82,460

 
6.00
%
 
109,947

 
8.00
%
  Tier 1 capital to average assets:
 
 
 
 
 
 
 
 
 
 
 
 
      Consolidated
 
137,984

 
7.71
%
 
71,560

 
4.00
%
 
 
 
n/a

      Bank
 
162,044

 
9.06
%
 
71,505

 
4.00
%
 
89,381

 
5.00
%
  Common equity tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
 
      Consolidated
 
127,674

 
9.28
%
 
61,922

 
4.50
%
 
 
 
n/a

      Bank
 
162,044

 
11.79
%
 
61,845

 
4.50
%
 
89,332

 
6.50
%