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  <xsd:element id="gnty_IncreaseDecreaseInAccruedInterestReceivableNetAndOtherAssets" name="IncreaseDecreaseInAccruedInterestReceivableNetAndOtherAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
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  <xsd:element id="gnty_MarketableSecuritiesPledgedAsCollateral" name="MarketableSecuritiesPledgedAsCollateral" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="gnty_MultiFamilyResidentialPortfolioSegmentMember" name="MultiFamilyResidentialPortfolioSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
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  <xsd:element id="gnty_NumberofSubsidiaries" name="NumberofSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="gnty_OneToFourFamilyResidentialPortfolioSegmentMember" name="OneToFourFamilyResidentialPortfolioSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_OtherComprehensiveIncomeLossAvailableforsaleandHeldtomaturitySecuritiesAdjustmentPortionAttributabletoParentAbstract" name="OtherComprehensiveIncomeLossAvailableforsaleandHeldtomaturitySecuritiesAdjustmentPortionAttributabletoParentAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="gnty_OtherComprehensiveIncomeLossAvailableforsaleandHeldtomaturitySecuritiesTaxPortionAttributabletoParent" name="OtherComprehensiveIncomeLossAvailableforsaleandHeldtomaturitySecuritiesTaxPortionAttributabletoParent" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
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  <xsd:element abstract="true" id="gnty_OtherSubordinatedDebenturesIssuedinDecember2015Member" name="OtherSubordinatedDebenturesIssuedinDecember2015Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_OtherSubordinatedDebenturesIssuedinJuly20152.50MaturingJuly12017Member" name="OtherSubordinatedDebenturesIssuedinJuly20152.50MaturingJuly12017Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
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  <xsd:element abstract="true" id="gnty_PaymentsforProceedsfromAvailableforsaleSecuritiesAbstract" name="PaymentsforProceedsfromAvailableforsaleSecuritiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_PaymentsforProceedsfromHeldtomaturitySecuritiesAbstract" name="PaymentsforProceedsfromHeldtomaturitySecuritiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="gnty_ProceedsfromSaleofPropertyPlantandEquipmentOtherRealEstateOwnedandOtherAssets" name="ProceedsfromSaleofPropertyPlantandEquipmentOtherRealEstateOwnedandOtherAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="gnty_ProceedsfromtheSaleofMarketableSecurities" name="ProceedsfromtheSaleofMarketableSecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="gnty_RealizedGainLossOnHeldtomaturitySecuritiesTableTextBlock" name="RealizedGainLossOnHeldtomaturitySecuritiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_RelatedAllowanceAbstract" name="RelatedAllowanceAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_RemeasuredAtInitialRecognitionMember" name="RemeasuredAtInitialRecognitionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_RemeasuredSubsequentToInitialRecognitionMember" name="RemeasuredSubsequentToInitialRecognitionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_RemeasurementPeriodAxis" name="RemeasurementPeriodAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_RemeasurementPeriodDomain" name="RemeasurementPeriodDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="gnty_RepossessedAssetsFairValueDisclosure" name="RepossessedAssetsFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="gnty_RevenueFromContractWithCustomerPolicyTextBlock" name="RevenueFromContractWithCustomerPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_SaleOfMarketableSecuritiesAbstract" name="SaleOfMarketableSecuritiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_SalesComparisonApproachMember" name="SalesComparisonApproachMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsExercisableAbstract" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsExercisableAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsExercisesinPeriodWeightedAverageRemainingContractualTerm" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsExercisesinPeriodWeightedAverageRemainingContractualTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsForfeitedIntrinsicValue" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsForfeitedIntrinsicValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsForfeitedWeightedAverageRemainingContractualTerm" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsForfeitedWeightedAverageRemainingContractualTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsForfeitedinPeriodIntrinsicValue" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsForfeitedinPeriodIntrinsicValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsForfeituresinPeriodWeightedAverageRemainingContractualTerm" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsForfeituresinPeriodWeightedAverageRemainingContractualTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsGrantedinPeriodIntrinsicValue" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsGrantedinPeriodIntrinsicValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsGrantedinPeriodWeightedAverageRemainingContractualTerm" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsGrantedinPeriodWeightedAverageRemainingContractualTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsNonvestedIntrinsicValue" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsNonvestedIntrinsicValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsNonvestedIntrinsicValueAbstract" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsNonvestedIntrinsicValueAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsNonvestedWeightedAverageExercisePriceRollForward" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsNonvestedWeightedAverageExercisePriceRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsNonvestedWeightedAverageRemainingContractualTerm" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsNonvestedWeightedAverageRemainingContractualTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
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  <xsd:element id="gnty_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsVestedIntrinsicValue" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsVestedIntrinsicValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
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  <xsd:element abstract="true" id="gnty_SharebasedCompensationArrangementsbySharebasedPaymentAwardIntrinsicValueAbstract" name="SharebasedCompensationArrangementsbySharebasedPaymentAwardIntrinsicValueAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_SubordinatedDCBDebenturesIMember" name="SubordinatedDCBDebenturesIMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_SubordinatedDebenturesIIIMember" name="SubordinatedDebenturesIIIMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_SubordinatedDebenturesIIMember" name="SubordinatedDebenturesIIMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_SubordinatedDebenturesIISubordinatedDebenturesIIIAndDCBDebenturesIMember" name="SubordinatedDebenturesIISubordinatedDebenturesIIIAndDCBDebenturesIMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="gnty_TaxCutsAndJobsActOf2017ReclassificationFromAOCIToRetainedEarningsTaxEffect" name="TaxCutsAndJobsActOf2017ReclassificationFromAOCIToRetainedEarningsTaxEffect" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="gnty_TerminationofESOPPutOption" name="TerminationofESOPPutOption" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="gnty_TransferofKSOPShares" name="TransferofKSOPShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="gnty_TransferofLoanstoRepossessedAssets" name="TransferofLoanstoRepossessedAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_TroubledDebtRestructuringAbstract" name="TroubledDebtRestructuringAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_UnearnedESOPSharesMember" name="UnearnedESOPSharesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gnty_WestboundBankMember" name="WestboundBankMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="gnty_WriteDownofOtherRealEstateandRepossessedAssets" name="WriteDownofOtherRealEstateandRepossessedAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
</xsd:schema>
