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REGULATORY MATTERS (Tables)
12 Months Ended
Dec. 31, 2018
Banking and Thrift [Abstract]  
Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios
A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios is presented in the following table:
 
Actual          
 
Minimum Required
For Capital
Adequacy
      Purposes      
 
To Be Well
Capitalized Under
Prompt Corrective
    Action Provisions    
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Total capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
241,791

 
13.25
%
 
$
146,020

 
8.00
%
 
 
 
n/a

Bank
242,142

 
13.27
%
 
146,015

 
8.00
%
 
$
182,519

 
10.00
%
Tier 1 capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
227,140

 
12.44
%
 
109,515

 
6.00
%
 
 
 
n/a

Bank
227,491

 
12.46
%
 
109,511

 
6.00
%
 
146,015

 
8.00
%
Tier 1 capital to average assets:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
227,140

 
10.16
%
 
89,422

 
4.00
%
 
 
 
n/a

Bank
227,491

 
10.18
%
 
89,414

 
4.00
%
 
111,768

 
5.00
%
Common equity tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
216,830

 
11.88
%
 
82,136

 
4.50
%
 
 
 
n/a

Bank
227,491

 
12.46
%
 
82,134

 
4.50
%
 
118,637

 
6.50
%
 
Actual          
 
Minimum Required
For Capital
Adequacy
      Purposes      
 
To Be Well
Capitalized Under
Prompt Corrective
    Action Provisions    
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
Total capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
$
215,720

 
14.13
%
 
$
122,111

 
8.00
%
 
 
 
n/a

Bank
206,490

 
13.53
%
 
122,122

 
8.00
%
 
$
152,652

 
10.00
%
Tier 1 capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
202,861

 
13.29
%
 
91,583

 
6.00
%
 
 
 
n/a

Bank
193,631

 
12.68
%
 
91,591

 
6.00
%
 
122,122

 
8.00
%
Tier 1 capital to average assets:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
202,861

 
10.53
%
 
77,048

 
4.00
%
 
 
 
n/a

Bank
193,631

 
10.05
%
 
77,054

 
4.00
%
 
96,318

 
5.00
%
Common equity tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
Consolidated
192,551

 
12.61
%
 
68,687

 
4.50
%
 
 
 
n/a

Bank
193,631

 
12.68
%
 
68,694

 
4.50
%
 
99,224

 
6.50
%