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LOANS AND ALLOWANCE FOR LOAN LOSSES - Schedule of Allowance for Loan Losses Activity (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2019 | Dec. 31, 2018 | Dec. 31, 2017
Allowance for loan losses: |  |  |
Beginning balance | $ 14,651 | $ 12,859 | $ 11,484
Provision for loan losses | 1,250 | 2,250 | 2,850
Loans charged-off | (453) | (918) | (2,458)
Recoveries | 754 | 460 | 983
Ending balance | 16,202 | 14,651 | 12,859
Allowance ending balance: |  |  |
Individually evaluated for impairment | 1,649 | 493 | 134
Collectively evaluated for impairment | 14,553 | 14,158 | 12,725
Ending balance | 16,202 | 14,651 | 12,859
Loans: |  |  |
Individually evaluated for impairment | 21,677 | 11,356 | 6,340
Collectively evaluated for impairment | 1,684,718 | 1,648,179 | 1,353,204
Ending balance | 1,706,395 | 1,659,535 | 1,359,544
Commercial and industrial |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 1,751 | 1,581 | 1,592
Provision for loan losses | (117) | 426 | 272
Loans charged-off | (86) | (367) | (1,080)
Recoveries | 508 | 111 | 797
Ending balance | 2,056 | 1,751 | 1,581
Allowance ending balance: |  |  |
Individually evaluated for impairment |  | 64 | 17
Collectively evaluated for impairment | 2,008 | 1,687 | 1,564
Ending balance | 2,008 | 1,751 | 1,581
Loans: |  |  |
Individually evaluated for impairment | 289 | 1,022 | 463
Collectively evaluated for impairment | 279,294 | 260,757 | 197,045
Ending balance | 279,583 | 261,779 | 197,508
Construction and development |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 1,920 | 1,724 | 1,161
Provision for loan losses | 458 | 196 | 563
Ending balance | 2,378 | 1,920 | 1,724
Allowance ending balance: |  |  |
Individually evaluated for impairment |  | 4 |
Collectively evaluated for impairment | 2,322 | 1,916 | 1,724
Ending balance | 2,322 | 1,920 | 1,724
Loans: |  |  |
Individually evaluated for impairment | 1,212 | 1,250 |
Collectively evaluated for impairment | 279,286 | 236,253 | 196,774
Ending balance | 280,498 | 237,503 | 196,774
Commercial real estate |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 6,025 | 4,585 | 3,264
Provision for loan losses | 827 | 1,472 | 1,405
Loans charged-off |  | (33) | (84)
Recoveries | 1 | 1 |
Ending balance | 6,853 | 6,025 | 4,585
Allowance ending balance: |  |  |
Individually evaluated for impairment | 1,587 | 341 | 27
Collectively evaluated for impairment | 5,486 | 5,684 | 4,558
Ending balance | 7,073 | 6,025 | 4,585
Loans: |  |  |
Individually evaluated for impairment | 17,483 | 7,153 | 4,258
Collectively evaluated for impairment | 549,877 | 575,366 | 413,879
Ending balance | 567,360 | 582,519 | 418,137
Farmland |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 643 | 523 | 482
Provision for loan losses | (73) | 120 | 41
Ending balance | 570 | 643 | 523
Allowance ending balance: |  |  |
Individually evaluated for impairment | 62 | 78 | 85
Collectively evaluated for impairment | 495 | 565 | 438
Ending balance | 557 | 643 | 523
Loans: |  |  |
Individually evaluated for impairment | 133 | 140 | 163
Collectively evaluated for impairment | 57,343 | 67,705 | 58,860
Ending balance | 57,476 | 67,845 | 59,023
1-4 family residential |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 2,868 | 3,022 | 3,960
Provision for loan losses | 268 | (196) | (418)
Loans charged-off | (14) | (93) | (543)
Recoveries | 3 | 135 | 23
Ending balance | 3,125 | 2,868 | 3,022
Allowance ending balance: |  |  |
Individually evaluated for impairment |  | 6 | 5
Collectively evaluated for impairment | 3,050 | 2,862 | 3,017
Ending balance | 3,050 | 2,868 | 3,022
Loans: |  |  |
Individually evaluated for impairment | 2,498 | 1,383 | 842
Collectively evaluated for impairment | 409,668 | 391,684 | 373,529
Ending balance | 412,166 | 393,067 | 374,371
Multi-family residential |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 631 | 629 | 281
Provision for loan losses | (222) | 2 | 348
Ending balance | 409 | 631 | 629
Allowance ending balance: |  |  |
Collectively evaluated for impairment | 400 | 631 | 629
Ending balance | 400 | 631 | 629
Loans: |  |  |
Individually evaluated for impairment |  |  | 217
Collectively evaluated for impairment | 37,379 | 38,386 | 36,357
Ending balance | 37,379 | 38,386 | 36,574
Consumer |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 565 | 602 | 585
Provision for loan losses | (2) | 127 | 253
Loans charged-off | (72) | (254) | (344)
Recoveries | 111 | 90 | 108
Ending balance | 602 | 565 | 602
Allowance ending balance: |  |  |
Collectively evaluated for impairment | 588 | 565 | 602
Ending balance | 588 | 565 | 602
Loans: |  |  |
Collectively evaluated for impairment | 53,245 | 54,777 | 51,267
Ending balance | 53,245 | 54,777 | 51,267
Agricultural |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 238 | 187 | 153
Provision for loan losses | (41) | (12) | 276
Loans charged-off | (89) | (2) | (242)
Recoveries | 89 | 65 |
Ending balance | 197 | 238 | 187
Allowance ending balance: |  |  |
Collectively evaluated for impairment | 192 | 238 | 187
Ending balance | 192 | 238 | 187
Loans: |  |  |
Individually evaluated for impairment | 62 | 408 | 397
Collectively evaluated for impairment | 18,297 | 22,869 | 25,199
Ending balance | 18,359 | 23,277 | 25,596
Overdrafts |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 10 | 6 | 6
Provision for loan losses | 152 | 115 | 110
Loans charged-off | (192) | (169) | (165)
Recoveries | 42 | 58 | 55
Ending balance | 12 | 10 | 6
Allowance ending balance: |  |  |
Collectively evaluated for impairment | 12 | 10 | 6
Ending balance | 12 | 10 | 6
Loans: |  |  |
Collectively evaluated for impairment | 329 | 382 | 294
Ending balance | $ 329 | $ 382 | $ 294

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
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