XML 53 R43.htm IDEA: XBRL DOCUMENT
v3.22.2.2

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Credit Losses Activity (Details) - USD ($) $ in Thousands | 9 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2022 | Sep. 30, 2021 | Dec. 31, 2021
Allowance for credit losses: |  |  |
Beginning balance | $ 30,433 | $ 33,619 | $ 33,619
(Reversal of) provision for credit losses | (650) | (1,700) | (1,700)
Loans charged-off | (746) | (1,402) | (1,641)
Recoveries | 198 | 104 | 155
Ending balance | 29,235 | 30,621 | 30,433
Commercial and industrial |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 3,600 | 4,033 | 4,033
(Reversal of) provision for credit losses | 347 | (268) | (43)
Loans charged-off | (192) | (300) | (411)
Recoveries | 62 | 15 | 21
Ending balance | 3,817 | 3,480 | 3,600
Construction and development |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 4,221 | 4,735 | 4,735
(Reversal of) provision for credit losses | 389 | (774) | (515)
Loans charged-off |  | 0 | 0
Recoveries | 0 | 1 | 1
Ending balance | 4,610 | 3,962 | 4,221
Commercial real estate |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 13,765 | 15,780 | 15,780
(Reversal of) provision for credit losses | (2,121) | (670) | (1,229)
Loans charged-off | 0 | (816) | (816)
Recoveries | 1 | 11 | 30
Ending balance | 11,645 | 14,305 | 13,765
Farmland |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 1,698 | 1,220 | 1,220
(Reversal of) provision for credit losses | 141 | 365 | 478
Loans charged-off |  | 0 | 0
Ending balance | 1,839 | 1,585 | 1,698
1-4 family residential |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 5,818 | 6,313 | 6,313
(Reversal of) provision for credit losses | 158 | (559) | (495)
Loans charged-off |  | 0 | 0
Recoveries | 30 | 0 | 0
Ending balance | 6,006 | 5,754 | 5,818
Multi-family residential |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 396 | 363 | 363
(Reversal of) provision for credit losses | 50 | 213 | 33
Loans charged-off |  | 0 | 0
Ending balance | 446 | 576 | 396
Consumer |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 762 | 929 | 929
(Reversal of) provision for credit losses | 229 | (61) | (51)
Loans charged-off | (313) | (113) | (151)
Recoveries | 40 | 32 | 35
Ending balance | 718 | 787 | 762
Agricultural |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 169 | 239 | 239
(Reversal of) provision for credit losses | (19) | (73) | (78)
Loans charged-off |  | 0 | 0
Recoveries |  | 0 | 8
Ending balance | 150 | 166 | 169
Overdrafts |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 4 | 7 | 7
(Reversal of) provision for credit losses | 176 | 127 | 200
Loans charged-off | (241) | (173) | (263)
Recoveries | 65 | 45 | 60
Ending balance | $ 4 | $ 6 | $ 4

X
- Definition Provision for loan losses and credit losses. + References No definition available. + Details
Name: | gnty_ProvisionForLoanLossesAndCreditLosses
Namespace Prefix: | gnty_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI https://asc.fasb.org/extlink&oid=122038336&loc=d3e74567-122707 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI https://asc.fasb.org/extlink&oid=121614798&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_LoansAndLeasesReceivableAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=gnty_ConstructionAndDevelopmentPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=gnty_FarmlandPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=gnty_OneToFourFamilyResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=gnty_MultiFamilyResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=gnty_AgriculturalPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=gnty_OverdraftsPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |