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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Credit Losses Activity (Details) - USD ($) $ in Thousands | 6 Months Ended | 12 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Dec. 31, 2022
Allowance for credit losses: |  |  |
Beginning balance | $ 31,974 | $ 30,433 | $ 30,433
(Reversal of) provision for credit losses | 0 | (1,250) | 2,150
Loans charged-off | (318) | (328) | (849)
Recoveries | 103 | 142 | 240
Ending balance | 31,759 | 28,997 | 31,974
Commercial and industrial |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 4,382 | 3,600 | 3,600
(Reversal of) provision for credit losses | (102) | 462 | 902
Loans charged-off | (20) | (154) | (192)
Recoveries | 12 | 45 | 72
Ending balance | 4,272 | 3,953 | 4,382
Construction and development |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 4,889 | 4,221 | 4,221
(Reversal of) provision for credit losses | (470) | 27 | 668
Loans charged-off |  | 0 | 0
Recoveries | 0 | 0 | 0
Ending balance | 4,419 | 4,248 | 4,889
Commercial real estate |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 12,658 | 13,765 | 13,765
(Reversal of) provision for credit losses | 136 | (2,420) | (1,108)
Loans charged-off | (87) | 0 | 0
Recoveries | 0 | 1 | 1
Ending balance | 12,707 | 11,346 | 12,658
Farmland |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 2,008 | 1,698 | 1,698
(Reversal of) provision for credit losses | 97 | 55 | 310
Loans charged-off |  | 0 | 0
Ending balance | 2,105 | 1,753 | 2,008
1-4 family residential |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 6,617 | 5,818 | 5,818
(Reversal of) provision for credit losses | 82 | 121 | 769
Loans charged-off |  | 0 | 0
Recoveries | 0 | 30 | 30
Ending balance | 6,699 | 5,969 | 6,617
Multi-family residential |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 490 | 396 | 396
(Reversal of) provision for credit losses | 0 | 208 | 94
Loans charged-off |  | 0 | 0
Ending balance | 490 | 604 | 490
Consumer |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 778 | 762 | 762
(Reversal of) provision for credit losses | 155 | 209 | 283
Loans charged-off | (72) | (36) | (322)
Recoveries | 58 | 23 | 55
Ending balance | 919 | 958 | 778
Agricultural |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 149 | 169 | 169
(Reversal of) provision for credit losses | (3) | (8) | (20)
Loans charged-off | (3) | 0 | 0
Recoveries | 2 | 0 | 0
Ending balance | 145 | 161 | 149
Overdrafts |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 3 | 4 | 4
(Reversal of) provision for credit losses | 105 | 96 | 252
Loans charged-off | (136) | (138) | (335)
Recoveries | 31 | 43 | 82
Ending balance | $ 3 | $ 5 | $ 3

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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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