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FAIR VALUE (Tables) | 12 Months Ended
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Dec. 31, 2024
Fair Value Disclosures [Abstract] |
Schedule of Financial Assets (Liabilities) Measured at Fair Value | The following tables summarize quantitative disclosures about the fair value measurements for each category of financial assets (liabilities) carried at fair value:
December 31, 2024 |  | Fair Value |  |  | Quoted Prices in Active Markets for Identical Assets (Level 1) |  |  | Significant Other Observable Inputs (Level 2) |  |  | Significant Other Unobservable Inputs (Level 3) |
Assets at fair value on a recurring basis: |  |  |  |  |  |  |  |  |  |  |  |
Available for sale securities: |  |  |  |  |  |  |  |  |  |  |  |
Treasury securities |  | $ | 43,675 |  |  | $ | 43,675 |  |  | $ | — |  |  | $ | — |
Mortgage-backed securities |  |  | 248,734 |  |  |  | — |  |  |  | 248,734 |  |  |  | — |
Collateralized mortgage obligations |  |  | 19,519 |  |  |  | — |  |  |  | 19,519 |  |  |  | — |
Municipal securities |  |  | 2,393 |  |  |  | — |  |  |  | 2,393 |  |  |  | — |
Corporate bonds |  |  | 25,983 |  |  |  | — |  |  |  | 25,983 |  |  |  | — |
Loans held for sale |  |  | 143 |  |  |  | — |  |  |  | — |  |  |  | 143 |
Cash surrender value of life insurance |  |  | 42,883 |  |  |  | — |  |  |  | 42,883 |  |  |  | — |
SBA servicing assets |  |  | 495 |  |  |  | — |  |  |  | — |  |  |  | 495 |
Assets at fair value on a nonrecurring basis: |  |  |  |  |  |  |  |  |  |  |  |
Other real estate owned |  |  | 1,184 |  |  |  | — |  |  |  | — |  |  |  | 1,184 |
December 31, 2023 |  | Fair Value |  |  | Quoted Prices in Active Markets for Identical Assets (Level 1) |  |  | Significant Other Observable Inputs (Level 2) |  |  | Significant Other Unobservable Inputs (Level 3) |
Assets at fair value on a recurring basis: |  |  |  |  |  |  |  |  |  |  |  |
Available for sale securities: |  |  |  |  |  |  |  |  |  |  |  |
Mortgage-backed securities |  | $ | 149,812 |  |  | $ | — |  |  | $ | 149,812 |  |  | $ | — |
Collateralized mortgage obligations |  |  | 17,074 |  |  |  | — |  |  |  | 17,074 |  |  |  | — |
Municipal securities |  |  | 2,504 |  |  |  | — |  |  |  | 2,504 |  |  |  | — |
Corporate bonds |  |  | 26,805 |  |  |  | — |  |  |  | 26,805 |  |  |  | — |
Loans held for sale |  |  | 976 |  |  |  | — |  |  |  | — |  |  |  | 976 |
Cash surrender value of life insurance |  |  | 42,348 |  |  |  | — |  |  |  | 42,348 |  |  |  | — |
SBA servicing assets |  |  | 691 |  |  |  | — |  |  |  | — |  |  |  | 691 |
Assets at fair value on a nonrecurring basis: |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated collateral dependent loans |  |  | 14,527 |  |  |  | — |  |  |  | — |  |  |  | 14,527 |
Schedule of Quantitative Information About Nonrecurring Level 3 Fair Value Measurements | The following tables present quantitative information about nonrecurring Level 3 fair value measurements as of December 31, 2024 and 2023:
December 31, 2024 |  | Fair Value |  |  | Valuation Technique(s) |  | Unobservable Input(s) |  | Range (Weighted Average)
Individually evaluated collateral dependent loans |  | $ | 1,530 |  |  | Market approach |  | Appraised value less selling costs |  | 16.00%
Other real estate owned |  | $ | 1,184 |  |  | Market approach |  | Appraised value less selling costs |  | 26.00%
December 31, 2023 |  | Fair Value |  |  | Valuation Technique(s) |  | Unobservable Input(s) |  | Range (Weighted Average)
Individually evaluated collateral dependent loans |  | $ | 14,527 |  |  | Income approach |  | Capitalization rate |  | 6.50%
Schedule of Individually Evaluated Collateral Dependent Loans at Fair Value | The following tables present information on individually evaluated collateral dependent loans, net of any specific reserves assigned to them, included in the ACL model as of December 31, 2024 and 2023.
|  | Fair Value Measurements Using |  |  |  |
December 31, 2024 |  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total Fair Value |
Commercial real estate |  | $ | — |  |  | $ | — |  |  | $ | 1,280 |  |  | $ | 1,280 |
Total |  | $ | — |  |  | $ | — |  |  | $ | 1,280 |  |  | $ | 1,280 |
|  | Fair Value Measurements Using |  |  |  |
December 31, 2023 |  | Level 1 |  |  | Level 2 |  |  | Level 3 |  |  | Total Fair Value |
Commercial real estate |  | $ | — |  |  | $ | — |  |  | $ | 14,527 |  |  | $ | 14,527 |
Total |  | $ | — |  |  | $ | — |  |  | $ | 14,527 |  |  | $ | 14,527 |
Schedule of Carrying Amounts And Estimated Fair Values of Financial Instruments | The carrying amounts and estimated fair values of financial instruments not previously discussed in this note, as of December 31, 2024 and 2023, are as follows:
|  | Fair value measurements as of December 31, 2024 using: |
|  | Carrying Amount |  |  | Level 1 Inputs |  |  | Level 2 Inputs |  |  | Level 3 Inputs |  |  | Total Fair Value |
Financial assets: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cash, due from banks, federal funds sold and interest-bearing deposits |  | $ | 145,964 |  |  | $ | 145,964 |  |  | $ | — |  |  | $ | — |  |  | $ | 145,964 |
Marketable securities held to maturity |  |  | 334,732 |  |  |  | — |  |  |  | 303,245 |  |  |  | — |  |  |  | 303,245 |
Loans, net |  |  | 2,102,565 |  |  |  | — |  |  |  | — |  |  |  | 2,088,644 |  |  |  | 2,088,644 |
Accrued interest receivable |  |  | 12,016 |  |  |  | — |  |  |  | 12,016 |  |  |  | — |  |  |  | 12,016 |
Nonmarketable equity securities |  |  | 17,167 |  |  |  | — |  |  |  | 17,167 |  |  |  | — |  |  |  | 17,167 |
Financial liabilities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deposits |  | $ | 2,692,167 |  |  | $ | 1,949,499 |  |  | $ | 745,763 |  |  | $ | — |  |  | $ | 2,695,262 |
Securities sold under repurchase agreements |  |  | 31,075 |  |  |  | — |  |  |  | 31,075 |  |  |  | — |  |  |  | 31,075 |
Accrued interest payable |  |  | 5,116 |  |  |  | — |  |  |  | 5,116 |  |  |  | — |  |  |  | 5,116 |
Federal Home Loan Bank advances |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Subordinated debt |  |  | 41,918 |  |  |  | — |  |  |  | 44,133 |  |  |  | — |  |  |  | 44,133 |
|  | Fair value measurements as of December 31, 2023 using: |
|  | Carrying Amount |  |  | Level 1 Inputs |  |  | Level 2 Inputs |  |  | Level 3 Inputs |  |  | Total Fair Value |
Financial assets: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Cash, due from banks, federal funds sold and interest-bearing deposits |  | $ | 89,524 |  |  | $ | 89,524 |  |  | $ | — |  |  | $ | — |  |  | $ | 89,524 |
Marketable securities held to maturity |  |  | 404,208 |  |  |  | — |  |  |  | 374,523 |  |  |  | — |  |  |  | 374,523 |
Loans, net |  |  | 2,290,881 |  |  |  | — |  |  |  | — |  |  |  | 2,187,669 |  |  |  | 2,187,669 |
Accrued interest receivable |  |  | 13,143 |  |  |  | — |  |  |  | 13,143 |  |  |  | — |  |  |  | 13,143 |
Nonmarketable equity securities |  |  | 24,128 |  |  |  | — |  |  |  | 24,128 |  |  |  | — |  |  |  | 24,128 |
Financial liabilities: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Deposits |  | $ | 2,633,246 |  |  | $ | 1,928,063 |  |  | $ | 706,074 |  |  | $ | — |  |  | $ | 2,634,137 |
Securities sold under repurchase agreements |  |  | 25,172 |  |  |  | — |  |  |  | 25,172 |  |  |  | — |  |  |  | 25,172 |
Accrued interest payable |  |  | 5,272 |  |  |  | — |  |  |  | 5,272 |  |  |  | — |  |  |  | 5,272 |
Federal Home Loan Bank advances |  |  | 140,000 |  |  |  | — |  |  |  | 139,963 |  |  |  | — |  |  |  | 139,963 |
Subordinated debt |  |  | 45,785 |  |  |  | — |  |  |  | 46,433 |  |  |  | — |  |  |  | 46,433 |

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