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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Credit Losses Activity (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Allowance for credit losses: |  |  |
Beginning balance, prior to adoption of ASC 326 | $ 30,920 | $ 31,974 | $ 30,433
Provision for (reversal of) for credit losses | (2,200) | 0 | 2,150
Loans charged-off | (978) | (1,204) | (849)
Recoveries | 548 | 150 | 240
Ending balance | 28,290 | 30,920 | 31,974
Commercial and industrial |  |  |
Allowance for credit losses: |  |  |
Beginning balance, prior to adoption of ASC 326 | 3,719 | 4,382 | 3,600
Provision for (reversal of) for credit losses | (524) | (209) | 902
Loans charged-off | (630) | (473) | (192)
Recoveries | 408 | 19 | 72
Ending balance | 2,973 | 3,719 | 4,382
Construction and development |  |  |
Allowance for credit losses: |  |  |
Beginning balance, prior to adoption of ASC 326 | 3,623 | 4,889 | 4,221
Provision for (reversal of) for credit losses | (885) | (1,266) | 668
Loans charged-off |  | 0 | 0
Recoveries | 0 | 0 | 0
Ending balance | 2,738 | 3,623 | 4,889
Commercial real estate |  |  |
Allowance for credit losses: |  |  |
Beginning balance, prior to adoption of ASC 326 | 12,257 | 12,658 | 13,765
Provision for (reversal of) for credit losses | (539) | (124) | (1,108)
Loans charged-off | 0 | (277) | 0
Recoveries | 0 | 0 | 1
Ending balance | 11,718 | 12,257 | 12,658
Farmland |  |  |
Allowance for credit losses: |  |  |
Beginning balance, prior to adoption of ASC 326 | 2,231 | 2,008 | 1,698
Provision for (reversal of) for credit losses | (401) | 223 | 310
Loans charged-off |  | 0 | 0
Ending balance | 1,830 | 2,231 | 2,008
1-4 family residential |  |  |
Allowance for credit losses: |  |  |
Beginning balance, prior to adoption of ASC 326 | 7,470 | 6,617 | 5,818
Provision for (reversal of) for credit losses | 186 | 853 | 769
Loans charged-off |  | 0 | 0
Recoveries | 0 | 0 | 30
Ending balance | 7,656 | 7,470 | 6,617
Multi-family residential |  |  |
Allowance for credit losses: |  |  |
Beginning balance, prior to adoption of ASC 326 | 521 | 490 | 396
Provision for (reversal of) for credit losses | 7 | 31 | 94
Loans charged-off |  | 0 | 0
Ending balance | 528 | 521 | 490
Consumer |  |  |
Allowance for credit losses: |  |  |
Beginning balance, prior to adoption of ASC 326 | 945 | 778 | 762
Provision for (reversal of) for credit losses | (80) | 238 | 283
Loans charged-off | (106) | (139) | (322)
Recoveries | 85 | 68 | 55
Ending balance | 844 | 945 | 778
Agricultural |  |  |
Allowance for credit losses: |  |  |
Beginning balance, prior to adoption of ASC 326 | 152 | 149 | 169
Provision for (reversal of) for credit losses | (155) | 4 | (20)
Loans charged-off | 0 | (3) | 0
Recoveries | 3 | 2 | 0
Ending balance | 0 | 152 | 149
Overdrafts |  |  |
Allowance for credit losses: |  |  |
Beginning balance, prior to adoption of ASC 326 | 2 | 3 | 4
Provision for (reversal of) for credit losses | 191 | 250 | 252
Loans charged-off | (242) | (312) | (335)
Recoveries | 52 | 61 | 82
Ending balance | $ 3 | $ 2 | $ 3

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