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LINES OF CREDIT | 12 Months Ended
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Dec. 31, 2011
Line Of Credit Facility [Abstract] |
Line Of Credit Disclosure [Text Block] | NOTE 19. LINES OF CREDIT The Banks had $15.5 million in unsecured federal funds lines of credit and a reverse repurchase agreement available on a short-term basis from correspondent banks at December 31, 2011. The comparable amount was $24.5 million at December 31, 2010. In addition, the Banks had credit availability of approximately $31.6 million and $29.1 million from the Federal Home Loan Bank at December 31, 2011 and 2010, respectively. The Banks have pledged as collateral, under a blanket lien, all qualifying residential loans under borrowing agreements with the Federal Home Loan Bank. At December 31, 2011 and 2010, the Federal Home Loan Bank had issued letters of credit of $63 million and $71.0 million, respectively, on behalf of the Banks to local government entities as collateral for their deposits. The Banks had no short-term borrowings from the Federal Home Loan Bank at December 31, 2011 or 2010.

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