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Loans and allowance for credit losses (Details 5) (USD $) In Thousands, unless otherwise specified | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2012 | Sep. 30, 2011 | Sep. 30, 2012 | Sep. 30, 2011
Allowance for credit losses: |  |  |  |
Beginning balance | $ 12,990 | $ 16,358 | $ 14,288 | $ 14,227
Charge-offs | (6,391) | (6,801) | (19,902) | (17,075)
Recoveries | 156 | 333 | 474 | 953
Net charge-offs | (6,235) | (6,468) | (19,428) | (16,122)
Provision | 6,200 | 3,650 | 18,095 | 15,435
Ending balance | 12,955 | 13,540 | 12,955 | 13,540
Unallocated Financing Receivables [Member] |  |  |  |
Allowance for credit losses: |  |  |  |
Beginning balance | 408 | 75 | 22 | 343
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0
Net charge-offs | 0 | 0 | 0 | 0
Provision | (408) | 171 | (22) | (97)
Ending balance | 0 | 246 | 0 | 246
Commercial Loan [Member] |  |  |  |
Allowance for credit losses: |  |  |  |
Beginning balance | 1,063 | 2,710 | 1,498 | 1,422
Charge-offs | (73) | (1,519) | (4,513) | (3,290)
Recoveries | 22 | 47 | 230 | 504
Net charge-offs | (51) | (1,472) | (4,283) | (2,786)
Provision | 524 | 315 | 4,321 | 2,917
Ending balance | 1,536 | 1,553 | 1,536 | 1,553
Consumer Loan [Member] |  |  |  |
Allowance for credit losses: |  |  |  |
Beginning balance | 485 | 605 | 594 | 637
Charge-offs | (31) | (33) | (208) | (148)
Recoveries | 8 | 19 | 17 | 60
Net charge-offs | (23) | (14) | (191) | (88)
Provision | (158) | 19 | (99) | 61
Ending balance | 304 | 610 | 304 | 610
Residential Real Estate [Member] |  |  |  |
Allowance for credit losses: |  |  |  |
Beginning balance | 4,237 | 4,184 | 5,014 | 4,833
Charge-offs | (2,323) | (2,859) | (7,996) | (7,340)
Recoveries | 5 | 38 | 99 | 106
Net charge-offs | (2,318) | (2,821) | (7,897) | (7,234)
Provision | 2,268 | 2,679 | 7,070 | 6,443
Ending balance | 4,187 | 4,042 | 4,187 | 4,042
Commercial Real Estate [Member] |  |  |  |
Allowance for credit losses: |  |  |  |
Beginning balance | 3,952 | 5,251 | 3,415 | 3,665
Charge-offs | (742) | (1,385) | (2,177) | (3,878)
Recoveries | 116 | 229 | 123 | 234
Net charge-offs | (626) | (1,156) | (2,054) | (3,644)
Provision | 275 | (404) | 2,240 | 3,670
Ending balance | 3,601 | 3,691 | 3,601 | 3,691
Construction Loans [Member] |  |  |  |
Allowance for credit losses: |  |  |  |
Beginning balance | 2,845 | 3,533 | 3,745 | 3,327
Charge-offs | (3,222) | (1,005) | (5,008) | (2,419)
Recoveries | 5 | 0 | 5 | 49
Net charge-offs | (3,217) | (1,005) | (5,003) | (2,370)
Provision | 3,699 | 870 | 4,585 | 2,441
Ending balance | $ 3,327 | $ 3,398 | $ 3,327 | $ 3,398

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- Definition A valuation allowance for financing receivables that are expected to be uncollectible. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524 + Details
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- Definition The increase (decrease) in the allowance for credit losses related to financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524 + Details
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- Definition Amount of recovery of financing receivables doubtful of collection that were previously charged off. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524 + Details
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- Definition Amount of direct write-downs of financing receivables charged against the allowance. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524 + Details
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- Definition The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 11 -Article 9 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 95 -Paragraph 28 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Audit and Accounting Guide (AAG) -Number AAG-DEP -Paragraph 168, 169, 170 -IssueDate 2006-05-01 -Chapter 5 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details
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