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QUARTERLY FINANCIAL RESULTS (unaudited) (Details) (USD $) In Thousands, except Per Share data, unless otherwise specified | 3 Months Ended | 12 Months Ended
--- | --- | ---
Dec. 31, 2012 | Sep. 30, 2012 | Jun. 30, 2012 | Mar. 31, 2012 | Dec. 31, 2011 | Sep. 30, 2011 | Jun. 30, 2011 | Mar. 31, 2011 | Dec. 31, 2012 | Dec. 31, 2011 | Dec. 31, 2010
Interest income | $ 10,960 | $ 11,393 | $ 11,692 | $ 11,856 | $ 12,531 | $ 12,868 | $ 12,735 | $ 12,718 | $ 45,901 | $ 50,852 | $ 55,461
Net interest income | 8,381 | 8,730 | 9,033 | 9,195 | 9,837 | 10,123 | 9,942 | 9,862 | 35,339 | 39,764 | 42,639
Provision for credit losses | 9,650 | 6,200 | 3,525 | 8,370 | 4,035 | 3,650 | 5,395 | 6,390 | 27,745 | 19,470 | 21,119
(Loss) income before income taxes | (8,348) | (3,178) | 422 | (5,099) | 416 | 319 | (266) | (2,024) | (16,203) | (1,555) | (2,159)
Net (loss) income | $ (5,074) | $ (1,821) | $ 293 | $ (3,036) | $ 325 | $ 94 | $ (233) | $ (1,083) | $ (9,638) | $ (897) | $ (1,667)
Basic (loss) earnings per common share (in dollars per share) | $ (0.60) | $ (0.22) | $ 0.03 | $ (0.36) | $ 0.04 | $ 0.01 | $ (0.03) | $ (0.13) | $ (1.14) | $ (0.11) | $ (0.20)
Diluted (loss) earnings per common share (in dollars per share) | $ (0.60) | $ (0.22) | $ 0.03 | $ (0.36) | $ 0.04 | $ 0.01 | $ (0.03) | $ (0.13) | $ (1.14) | $ (0.11) | $ (0.20)

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