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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 21,238 $ 26,579
Interest-bearing deposits with other banks 109,384 164,864
Federal funds sold 468 8,750
Investment securities:    
Available for sale, at fair value 147,101 145,508
Held to maturity, at amortized cost - fair value of $5,062 (2013) and $2,884 (2012) 5,185 2,657
Loans held for sale 3,521 0
Loans 711,919 785,082
Less: allowance for credit losses (10,725) (15,991)
Loans, net 701,194 769,091
Premises and equipment, net 15,198 15,593
Goodwill 12,454 12,454
Other intangible assets, net 3,520 3,816
Other real estate owned, net 3,779 7,659
Other assets 31,082 28,836
Total assets 1,054,124 1,185,807
LIABILITIES    
Noninterest-bearing 172,797 153,992
Interest-bearing 760,671 895,281
Total deposits 933,468 1,049,273
Short-term borrowings 10,140 13,761
Other liabilities 7,217 8,747
Total liabilities 950,825 1,071,781
STOCKHOLDERS' EQUITY    
Common stock, par value $.01, authorized 35,000,000 shares; shares issued and outstanding-8,471,289 (2013) and 8,457,359 (2012) 85 85
Additional paid in capital 32,207 32,155
Retained earnings 71,444 81,078
Accumulated other comprehensive (loss) income (437) 708
Total stockholders' equity 103,299 114,026
Total liabilities and stockholders' equity $ 1,054,124 $ 1,185,807