INVESTMENT SECURITIES (Tables)

12 Months Ended

Dec. 31, 2013

Investments, Debt and Equity Securities [Abstract]

Schedule of Available-for-sale Securities Reconciliation [Table Text Block]

The following table provides information on the amortized cost and estimated fair values of investment securities.

			Gross		Gross		Estimated
	Amortized		Unrealized		Unrealized		Fair
(Dollars in thousands)	Cost		Gains		Losses		Value
Available-for-sale securities:
December 31, 2013:
U.S. Treasury	$	5,342	$	1	$	-	$	5,343
U.S. Government agencies		60,754		62		372		60,444
Mortgage-backed		81,130		520		937		80,713
Equity		609		-		8		601
Total	$	147,835	$	583	$	1,317	$	147,101

December 31, 2012:
U.S. Treasury	$	-	$	-	$	-	$	-
U.S. Government agencies		35,213		903		9		36,107
Mortgage-backed		106,524		2,464		208		108,780
Equity		596		25		-		621
Total	$	142,333	$	3,392	$	217	$	145,508

Held-to-maturity securities:
December 31, 2013:
U.S. Government agencies	$	2,975	$	-	$	222	$	2,753
States and political subdivisions		2,210		99		-		2,309
Total	$	5,185	$	99	$	222	$	5,062

December 31, 2012:
U.S. Government agencies	$	-	$	-	$	-	$	-
States and political subdivisions		2,657		227		-		2,884
Total	$	2,657	$	227	$	-	$	2,884

Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Table Text Block]

The following table provides information about gross unrealized losses and fair value by length of time that the individual securities have been in a continuous unrealized loss position at December 31, 2013.

	Less than				More than
	12 Months				12 Months				Total
	Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
(Dollars in thousands)	Value		Losses		Value		Losses		Value		Losses
Available-for-sale securities:
U.S. Government agencies	$	33,004	$	372	$	-	$	-	$	33,004	$	372
Mortgage-backed		28,694		416		19,121		521		47,815		937
Equity		601		8		-		-		601		8

Total	$	62,299	$	796	$	19,121	$	521	$	81,420	$	1,317

Held-to-maturity securities:
U.S. Government agencies	$	2,753	$	222	$	-	$	-	$	2,753	$	222

Schedule of Securities Debt Maturities [Table Text Block]

The following table provides information on the amortized cost and estimated fair values of investment securities by maturity date at December 31, 2013.

	Available for sale				Held to maturity
	Amortized		Estimated		Amortized		Estimated
(Dollars in thousands)	Cost		Fair Value		Cost		Fair Value
Due in one year or less	$	2,038	$	2,045	$	267	$	270
Due after one year through five years		63,667		63,521		433		453
Due after five years through ten years		3,624		3,640		1,006		1,069
Due after ten years		77,897		77,294		3,479		3,270
		147,226		146,500		5,185		5,062
Equity securities		609		601		-		-
Total	$	147,835	$	147,101	$	5,185	$	5,062

Amortized Cost And Estimated Fair Values Of Securities [Table Text Block]

The following table sets forth the amortized cost and estimated fair values of securities which have been pledged as collateral for obligations to federal, state and local government agencies, and other purposes as required or permitted by law, or sold under agreements to repurchase. All pledged securities are in the available-for-sale investment portfolio.

	December 31, 2013				December 31, 2012
	Amortized		Estimated		Amortized		Estimated
(Dollars in thousands)	Cost		Fair Value		Cost		Fair Value
Pledged available-for-sale securities	$	101,070	$	100,507	$	91,814	$	94,391