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FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK (Tables)
12 Months Ended
Dec. 31, 2013
Financial Instruments With Off Balance Sheet Risk Disclosure [Abstract]  
Schedule of Commitments Outstanding [Table Text Block]
The following table provides information on commitments outstanding as of December 31, 2013 and 2012.
 
(Dollars in thousands)
 
2013
 
2012
 
Commitments to extend credit
 
$
116,596
 
$
141,518
 
Letters of credit
 
 
10,477
 
 
12,817
 
 
 
 
 
 
 
 
 
Total
 
$
127,073
 
$
154,335