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INCOME TAXES (Details 1)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Effective Income Tax Rate Reconciliation [Line Items]      
Tax at federal statutory rate 34.00% 34.00% 34.00%
Tax effect of:      
Tax-exempt income 0.40% 0.60% 8.80%
Non-deductible goodwill impairment charges 0.00% 0.00% (6.00%)
Other non-deductible expenses (0.20%) (0.20%) (2.10%)
State income taxes, net of federal benefit 5.90% 5.90% 3.60%
Other 0.20% 0.20% 4.00%
Actual income tax expense rate 40.30% 40.50% 42.30%