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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
 3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 1,258 $ 222
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 975 2,150
Depreciation and amortization 555 617
Discount accretion on debt securities (12) (10)
Stock-based compensation expense 22 22
Excess tax benefit from stock-based arrangements 0 (26)
Deferred income tax expense 699 376
Gains on disposals of premises and equipment 0 (21)
(Gains) losses on sales of other real estate owned (7) 62
Write-downs of other real estate owned 75 672
Net changes in:    
Accrued interest receivable 68 85
Other assets 156 536
Accrued interest payable (3) (19)
Other liabilities 154 240
Net cash provided by operating activities 3,940 4,906
CASH FLOWS FROM INVESTING ACTIVITIES:    
Proceeds from maturities and principal payments of investment securities available for sale 16,811 9,854
Purchases of investment securities available for sale (22,024) (7,045)
Proceeds from maturities and principal payments of investment securities held to maturity 108 61
Net change in loans 9,162 (5,343)
Purchases of premises and equipment (143) (153)
Proceeds from sales of premises and equipment 0 21
Proceeds from sales of other real estate owned 48 868
Return of investment in unconsolidated subsidiary 0 85
Net cash provided by (used in) investing activities 3,962 (1,652)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Noninterest-bearing deposits (7,338) 1,420
Interest-bearing deposits 3,314 (80,534)
Short-term borrowings (2,070) (2,672)
Excess tax expense from stock-based arrangements 0 26
Net cash used in financing activities (6,094) (81,760)
Net increase (decrease) in cash and cash equivalents 1,808 (78,506)
Cash and cash equivalents at beginning of period 131,090 200,193
Cash and cash equivalents at end of period 132,898 121,687
Supplemental cash flows information:    
Interest paid 1,136 2,145
Income taxes paid 2 80
Transfers from loans to other real estate owned 1,010 2,267
Transfers from loans held for sale to loans $ 3,521 $ 0