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LINES OF CREDIT | 12 Months Ended
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Dec. 31, 2016
LINES OF CREDIT [Abstract] |
LINES OF CREDIT | NOTE 19. LINES OF CREDIT The Bank had $15.0 million and $13.0 million in federal funds lines of credit and a reverse repurchase agreement available on a short-term basis from correspondent banks at December 31, 2016 and 2015. In addition, the Banks had credit availability of approximately $205.1 million and $130.2 million from the Federal Home Loan Bank at December 31, 2016 and 2015, respectively. These lines of credit are paid for monthly on a fee basis of 0.10%. The Bank has pledged as collateral, under a blanket lien, all qualifying residential loans under borrowing agreements with the Federal Home Loan Bank. The Bank had no short-term borrowings from the Federal Home Loan Bank at December 31, 2016 or 2015.

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