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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
INTEREST INCOME      
Interest and fees on loans $ 37,155 $ 35,126 $ 35,140
Interest and dividends on investment securities:      
Taxable 3,195 3,602 2,957
Tax-exempt 7 10 12
Interest on federal funds sold 6 3 1
Interest on deposits with other banks 289 130 179
Total interest income 40,652 38,871 38,289
INTEREST EXPENSE      
Interest on deposits 2,389 3,331 4,229
Interest on short-term borrowings 14 15 18
Total interest expense 2,403 3,346 4,247
NET INTEREST INCOME 38,249 35,525 34,042
Provision for credit losses 1,848 2,075 3,350
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 36,401 33,450 30,692
NONINTEREST INCOME      
Service charges on deposit accounts 3,465 2,867 2,407
Trust and investment fee income 1,442 1,627 1,860
Gains on sales of investment securities 30   23
Gain on sale of credit card portfolio 198    
Insurance agency commissions 8,551 8,274 9,525
Other noninterest income 2,959 2,648 2,966
Total noninterest income 16,645 15,416 16,781
NONINTEREST EXPENSE      
Salaries and wages 17,626 17,540 17,600
Employee benefits 3,993 3,905 4,092
Occupancy expense 2,452 2,420 2,339
Furniture and equipment expense 963 926 975
Data processing 3,496 3,260 3,006
Directors’ fees 511 470 474
Amortization of other intangible assets 131 133 201
Insurance agency commissions expense     906
FDIC insurance premium expense 696 1,214 1,636
Write-downs of other real estate owned 242 127 658
Legal and professional fees 1,875 2,380 2,048
Other noninterest expenses 5,162 4,975 5,426
Total noninterest expense 37,147 37,350 39,361
INCOME BEFORE INCOME TAXES 15,899 11,516 8,112
Income tax expense 6,261 4,408 3,061
NET INCOME $ 9,638 $ 7,108 $ 5,051
Basic net income per common share (in dollars per share) $ 0.76 $ 0.56 $ 0.46
Diluted net income per common share (in dollars per share) 0.76 0.56 $ 0.46
Dividends paid per common share (in dollars per share) $ 0.14 $ 0.04