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INCOME TAXES (Schedule of Effective Income Tax Rate Reconciliation) (Details)
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
INCOME TAXES [Abstract]      
Tax at federal statutory rate 35.00% 35.00% 34.00%
Tax effect of:      
Tax-exempt income (1.00%) (0.80%) (0.40%)
Other non-deductible expenses 0.10% 0.30% 0.20%
State income taxes, net of federal benefit 5.20% 5.10% 4.50%
Tax impact from enacted change in tax rate 2.90%    
Other 0.90% (0.20%) (0.10%)
Actual income tax expense (benefit) rate 43.10% 39.40% 38.20%