XML 61 R48.htm IDEA: XBRL DOCUMENT
v3.19.1

REGULATORY CAPITAL REQUIREMENTS (Table) | 12 Months Ended
--- | ---
Dec. 31, 2018
REGULATORY CAPITAL REQUIREMENTS [Abstract] |
Schedule of Capital Amounts And Ratios | ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ ﻿ The following tables present the capital amounts and ratios as of December 31, 2018 and 2017. ﻿
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  | Common |  | Total |  | Net |  |  |  |  |  |  | Tier 1 |  | Total |  |  |
﻿ |  | Equity/ |  | Risk- |  | Risk- |  | Adjusted |  | Common |  | Risk-Based |  | Risk-Based |  | Tier 1
﻿(Dollars in thousands) |  | Tier 1 |  | Based |  | Weighted |  | Average |  | Equity |  | Capital |  | Capital |  | Leverage
﻿December 31, 2018 |  | Capital |  | Capital |  | Assets |  | Total Assets |  | Tier 1 ratio |  | Ratio |  | Ratio |  | Ratio
﻿Company (1) |  |  | N/A |  |  | N/A |  |  | N/A |  |  | N/A |  | N/A |  |  | N/A |  |  | N/A |  |  | N/A |
﻿Shore United Bank |  | $ | 140,265 |  | $ | 150,909 |  | $ | 1,185,050 |  | $ | 1,432,686 |  | 11.84 | % |  | 11.84 | % |  | 12.73 | % |  | 9.79 | %
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
﻿ |  | Common |  | Total |  | Net |  |  |  |  |  |  | Tier 1 |  | Total |  |  |
﻿ |  | Equity/ |  | Risk- |  | Risk- |  | Adjusted |  | Common |  | Risk-Based |  | Risk-Based |  | Tier 1
﻿(Dollars in thousands) |  | Tier 1 |  | Based |  | Weighted |  | Average |  | Equity |  | Capital |  | Capital |  | Leverage
﻿December 31, 2017 |  | Capital |  | Capital |  | Assets |  | Total Assets |  | Tier 1 ratio |  | Ratio |  | Ratio |  | Ratio
﻿Company |  | $ | 132,370 |  | $ | 142,452 |  | $ | 1,112,259 |  | $ | 1,345,876 |  | 11.90 | % |  | 11.90 | % |  | 12.81 | % |  | 9.84 | %
﻿Shore United Bank |  |  | 126,751 |  |  | 136,833 |  |  | 1,107,074 |  |  | 1,342,484 |  | 11.45 | % |  | 11.45 | % |  | 12.36 | % |  | 9.44 | %
| (1) |  | In August of 2018 the Economic Growth, Regulatory Relief, and Consumer Protection Act (“EGRRCPA”) directed the Federal Reserve Board (“FRB”) to revise the Small Bank Holding Company Policy Statement to raise the total consolidated asset limit in the Policy Statement from $1 billion to $3 billion. The Company was previously required to comply with the minimum capital requirements on a consolidated basis; however, the Company continues to meet the conditions of the revised policy statement and was, therefore, exempt from the consolidated capital requirements at December 31, 2018.
﻿ The Company, also began filing less extensive and less frequent regulatory reports with the FRB, which will reduce administrative costs for the Company. Bank and holding company regulations, as well as Maryland law, impose certain restrictions on dividend payments by the Bank, as well as restricting extensions of credit and transfers of assets between the Bank and the Company. ﻿ At December 31, 2018, the Bank could pay dividends to the parent to the extent of its earnings so long as it maintained required capital ratios. The Bank paid $4.0 million and $0 of dividends to Shore Bancshares, Inc. for the years ended December 31, 2018 and 2017, respectively. Shore Bancshares, Inc. had no outstanding receivables from subsidiaries at December 31, 2018 or 2017.

X
- Definition Tabular disclosure of computation of net capital under the SEC Regulations which may include a reconciliation (including appropriate explanations) if material differences exist between the computations made by the independent auditor based on the audited financial statements and the broker-dealer's original unaudited Part II or IIA filing, a statement that a reconciliation is not necessary if no material differences exist between the computations made by the independent auditor based on the audited financial statements and the broker-dealer's unaudited Part II or IIA filing, when different, total assets and total liabilities, as reported in the statement of financial condition, are reconciled to the total current assets and total liabilities, respectively, as reported in the statement of computation of minimum net capital. Disclosure may also include stockholder's equity, stockholders' equity not allowable for net capital, stockholders' equity qualified for net capital, subordinated borrowings allowable in computation of net capital, other deductions or allowable credits and total capital and allowable subordinated borrowings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Rule 15c3-1 -Number 240 -Section 15c3-1 + Details
Name: | us-gaap_ComputationOfNetCapitalUnderSecuritiesAndExchangeCommissionRegulationTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_RegulatoryCapitalRequirementsAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration