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Financial Instruments with Off-Balance Sheet Risk | 6 Months Ended
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Jun. 30, 2019
Financial Instruments With Off Balance Sheet Risk Disclosure [Abstract] |
Financial Instruments with Off-Balance Sheet Risk | Note 13 – Financial Instruments with Off-Balance Sheet Risk In the normal course of business, to meet the financial needs of its customers, the Bank is a party to financial instruments with off-balance sheet risk. These financial instruments include commitments to extend credit and standby letters of credit. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Letters of credit and other commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the letters of credit and commitments are expected to expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements. The following table provides information on commitments outstanding at June 30, 2019 and December 31, 2018.
(Dollars in thousands) |  | June 30, 2019 |  | December 31, 2018
Commitments to extend credit |  | $ | 223,777 |  | $ | 210,463
Letters of credit |  |  | 5,967 |  |  | 6,917
Total |  | $ | 229,744 |  | $ | 217,380

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- Definition The entire disclosure for financial instruments. This disclosure includes, but is not limited to, fair value measurements of short and long term marketable securities, international currencies forward contracts, and auction rate securities. Financial instruments may include hedging and non-hedging currency exchange instruments, derivatives, securitizations and securities available for sale at fair value. Also included are investment results, realized and unrealized gains and losses as well as impairments and risk management disclosures. + References No definition available. + Details
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