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Regulatory Capital (Tables) | 9 Months Ended
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Sep. 30, 2024
Regulatory Capital Requirements under Banking Regulations [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The table presents the actual and required capital ratios for the Company and the Bank as of September 30, 2024 and December 31, 2023.
|  | The Company |  | The Bank |  | Regulatory min ratio + CCB (1) |  | To Be Well-Capitalized Under Prompt Corrective Action Regulation (5)
($ in thousands) |  | Amount |  | Ratio |  | Amount |  | Ratio |  |
September 30, 2024 |  |  |  |  |  |  |  |  |  |  |  |
Common Tier 1 Capital to RWA |  | $ | 446,402 |  |  | 9.27 | % |  | 509,511 |  |  | 10.60 | % |  | 7.00 | % |  | 6.50 | %
Tier 1 Capital to RWA |  | 476,170 |  |  | 9.89 | % |  | 509,511 |  |  | 10.60 | % |  | 8.50 | % |  | 8.00 | %
Total Capital to RWA |  | 579,664 |  |  | 12.04 | % |  | 569,317 |  |  | 11.84 | % |  | 10.50 | % |  | 10.00 | %
Tier 1 Capital to AA (Leverage) (2) |  | 476,170 |  |  | 8.31 | % |  | 509,511 |  |  | 8.90 | % |  | 4.00 | % |  | 5.00 | %
December 31, 2023 |  |  |  |  |  |  |  |  |  |  |  |
Common Tier 1 Capital to RWA |  | $ | 408,317 |  |  | 8.69 | % |  | 470,200 |  |  | 10.02 | % |  | 7.00 | % |  | 6.50 | %
Tier 1 Capital to RWA |  | 437,847 |  |  | 9.32 | % |  | 470,200 |  |  | 10.02 | % |  | 8.50 | % |  | 8.00 | %
Total Capital to RWA |  | 539,572 |  |  | 11.49 | % |  | 528,786 |  |  | 11.27 | % |  | 10.50 | % |  | 10.00 | %
Tier 1 Capital to AA (Leverage) (2) |  | 437,847 |  |  | 7.75 | % |  | 470,200 |  |  | 8.33 | % |  | 4.00 | % |  | 5.00 | %
Regulatory Capital and Ratios |  |  |  | The Company |  | The Bank
($ in thousands) |  |  | September 30, 2024 |  | December 31, 2023 |  | September 30, 2024 |  | December 31, 2023
Common equity |  |  |  | $ | 533,271 |  |  | $ | 511,135 |  |  | $ | 595,954 |  |  | $ | 570,100 |
Goodwill(4) |  |  |  | (61,397) |  |  | (63,266) |  |  | (61,397) |  |  | (63,266) |
Core deposit intangible (3) |  |  |  | (30,572) |  |  | (38,069) |  |  | (30,572) |  |  | (38,069) |
DTAs that arise from net operating loss and tax credit carry forwards |  |  |  | (426) |  |  | (8,977) |  |  | — |  |  | (6,059) |
AOCI losses |  |  |  | 5,526 |  |  | 7,494 |  |  | 5,526 |  |  | 7,494 |
Common Equity Tier 1 Capital |  |  |  | 446,402 |  |  | 408,317 |  |  | 509,511 |  |  | 470,200 |
TRUPs |  |  |  | 29,768 |  |  | 29,530 |  |  | — |  |  | — |
Tier 1 Capital |  |  |  | 476,170 |  |  | 437,847 |  |  | 509,511 |  |  | 470,200 |
Allowable reserve for credit losses and other Tier 2 adjustments |  |  |  | 59,806 |  |  | 58,586 |  |  | 59,806 |  |  | 58,586 |
Subordinated debentures |  |  |  | 43,688 |  |  | 43,139 |  |  | — |  |  | — |
Total Capital |  |  |  | $ | 579,664 |  |  | $ | 539,572 |  |  | $ | 569,317 |  |  | $ | 528,786 |
Risk-Weighted Assets (“RWA”) |  |  |  | $ | 4,816,165 |  |  | $ | 4,697,504 |  |  | $ | 4,808,058 |  |  | $ | 4,693,009 |
Average Assets (“AA”) |  |  |  | $ | 5,729,576 |  |  | $ | 5,649,116 |  |  | $ | 5,721,995 |  |  | $ | 5,644,930 |
____________________________________ (1)The regulatory minimum capital ratio ("Min. Ratio") + the capital conservation buffer ("CCB"). (2)Tier 1 Capital to AA (Leverage) has no capital conservation buffer defined. The PCA well capitalized is defined as 5.00%. (3)Core deposit intangible is net of deferred tax liability. (4)Goodwill is net of deferred tax liability. (5)Applies to the Bank only.

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- Definition Regulatory Capital Requirements under Banking Regulations + References No definition available. + Details
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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
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