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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
INTEREST INCOME    
Interest and fees on loans $ 269,631 $ 194,339
Interest and dividends on taxable investment securities 19,444 16,832
Interest and dividends on tax-exempt investment securities 24 46
Interest on federal funds sold 0 92
Interest on deposits with other banks 6,239 2,770
Total interest income 295,338 214,079
INTEREST EXPENSE    
Interest on deposits 115,301 68,800
Interest on short-term borrowings 2,131 5,518
Interest on long-term borrowings 7,357 4,454
Total interest expense 124,789 78,772
NET INTEREST INCOME 170,549 135,307
Provision for credit losses 4,738 30,953
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 165,811 104,354
NONINTEREST INCOME    
Service charges on deposit accounts 6,149 5,501
Trust and investment fee income 3,367 3,608
Loss on sales and calls of investment securities 0 (2,166)
Gain on sale of loans held for sale 5,021 2,978
Mortgage banking revenue 966 1,535
Interchange credits 6,741 5,714
Title Company revenue 402 551
Bargain purchase gain 0 8,816
Other noninterest income 8,501 6,622
Total noninterest income 31,147 33,159
NONINTEREST EXPENSE    
Salaries and employee benefits 66,579 57,003
Occupancy expense 9,706 7,791
Furniture and equipment expense 3,441 2,551
Data processing 12,329 8,783
Directors’ fees 1,557 1,156
Amortization of other intangible assets 9,779 6,105
FDIC insurance premium expense 4,413 3,479
Legal and professional fees 5,836 4,337
Fraud losses 4,998 879
Merger-related expenses 0 17,356
Other noninterest expenses 19,616 13,889
Total noninterest expense 138,254 123,329
Income before income taxes 58,704 14,184
Income tax expense 14,815 2,956
NET INCOME $ 43,889 $ 11,228
Basic net income per common share (in dollars per share) $ 1.32 $ 0.42
Diluted net income per common share (in dollars per share) 1.32 0.42
Dividends paid per common share (in dollars per share) $ 0.48 $ 0.48