XML 46 R35.htm IDEA: XBRL DOCUMENT v3.25.1
Regulatory Capital Requirements (Tables)
 3 Months Ended
Mar. 31, 2025
Regulatory Capital Requirements under Banking Regulations [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following table presents the capital amounts and ratios for the Company and the Bank as of March 31, 2025 and December 31, 2024.
March 31,
2025		December 31,
2024		Regulatory Minimum Ratio + Capital Conservation Buffer
To Be Well-Capitalized Under Prompt Corrective Action Regulation(1)
($ in thousands)
The Company Amounts
Common Equity Tier 1 Capital$470,223 $458,258 
Tier 1 Capital500,149 488,105 
Total Capital603,928 591,228 
Risk-Weighted Assets4,823,833 4,852,564 
The Company Ratios
Common Equity Tier 1 Capital to RWA9.75 %9.44 %7.00 %
Tier 1 Capital to RWA10.37 10.06 8.50 
Total Capital to RWA12.52 12.18 10.50 
Tier 1 Capital to AA (Leverage)(2)
8.27 8.02 4.00 
The Bank Amounts
Common Equity Tier 1 Capital$534,824 $521,453 
Tier 1 Capital534,824 521,453 
Total Capital594,550 580,706 
Risk-Weighted Assets4,821,975 4,851,903 
The Bank Ratios
Common Equity Tier 1 Capital to RWA11.09 %10.75 %7.00 %6.50 %
Tier 1 Capital to RWA11.09 10.75 8.50 8.00 
Total Capital to RWA12.33 11.97 10.50 10.00 
Tier 1 Capital to AA (Leverage)(2)
8.84 8.58 4.00 5.00 
____________________________________
(1)Applies to the Bank only.
(2)Tier 1 Capital to AA (Leverage) has no capital conservation buffer defined. The PCA well-capitalized threshold is defined as 5.00%.