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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
INTEREST INCOME    
Interest and fees on loans $ 67,647 $ 65,754
Interest and dividends on taxable investment securities 5,001 4,419
Interest and dividends on tax-exempt investment securities 6 6
Interest on deposits with other banks 3,409 960
Total interest income 76,063 71,139
INTEREST EXPENSE    
Interest on deposits 28,070 28,497
Interest on short-term borrowings 0 56
Interest on long-term borrowings 1,964 1,451
Total interest expense 30,034 30,004
NET INTEREST INCOME 46,029 41,135
Provision for credit losses 1,028 407
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 45,001 40,728
NONINTEREST INCOME    
Service charges on deposit accounts 1,514 1,507
Trust and investment fee income 823 734
Gain on sale of loans held for sale 966 708
Mortgage-banking revenue 274 93
Interchange credits 1,577 1,587
Title Company revenue 117 78
Other noninterest income 1,732 1,860
Total noninterest income 7,003 6,567
NONINTEREST EXPENSE    
Salaries and employee benefits 16,440 15,949
Occupancy expense 2,538 2,416
Furniture and equipment expense 853 904
Software and data processing 4,691 4,021
Directors’ fees 348 295
Amortization of other intangible assets 2,278 2,576
FDIC insurance premium expense 1,091 1,150
Legal and professional fees 1,613 1,599
Fraud losses 105 4,502
Other noninterest expense 3,790 3,286
Total noninterest expense 33,747 36,698
Income before income taxes 18,257 10,597
Income tax expense 4,493 2,413
NET INCOME $ 13,764 $ 8,184
Basic net income per common share (in dollars per share) $ 0.41 $ 0.25
Diluted net income per common share (in dollars per share) 0.41 0.25
Dividends paid per common share (in dollars per share) $ 0.12 $ 0.12