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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 13,764 $ 8,184
Adjustments to reconcile net income to net cash provided by operating activities:    
Net accretion of acquisition accounting estimates (3,153) (3,753)
Provision for credit losses 1,028 407
Depreciation and amortization 4,077 4,099
Net amortization of securities 36 43
Amortization of debt issuance costs 30 31
Gain on mortgage loans held for sale (966) (708)
Gain on other mortgage loan activity (284) (112)
Proceeds from sale of mortgage loans held for sale 33,739 22,737
Originations of loans held for sale (29,362) (27,257)
Stock-based compensation expense 511 354
Deferred income tax (benefit) expense (26) 1,941
Loss on sales of repossessed assets 94 0
Loss on valuation adjustments on mortgage servicing rights 330 223
Loss on disposal of fixed assets 27 0
Loss on disposal of premises held for sale 61 0
Fair value adjustment on equity securities (87) 61
Bank owned life insurance income (529) (592)
Net changes in:    
Accrued interest receivable (985) (324)
Other assets 740 (1,298)
Accrued interest payable (39) (1,353)
Other liabilities 777 (296)
Net cash provided by operating activities 19,783 2,387
CASH FLOWS FROM INVESTING ACTIVITIES:    
Proceeds from maturities and principal payments of available for sale securities 3,701 3,849
Proceeds from maturities and principal payments of held to maturity securities 11,388 9,215
Purchases of available for sale securities (31,865) (59,431)
Purchases of equity securities (44) (39)
Purchase of restricted securities (158) (5,973)
Net change in loans (2,256) (5,984)
Purchases of premises and equipment (1,024) (1,773)
Proceeds from sales of repossessed assets 1,234 0
Redemption of restricted securities 0 6,010
Purchases of bank owned life insurance (90) (25)
Proceeds from disposal of premises held for sale 843 0
Net cash used in investing activities (18,271) (54,151)
Net changes in:    
Noninterest-bearing deposits 2,202 (57,357)
Interest-bearing deposits (70,527) (144,851)
Common stock dividends paid (4,032) (3,984)
Issuance of common stock 0 103
Net cash used in financing activities (72,357) (206,089)
Net decrease in cash and cash equivalents (70,845) (257,853)
Cash and cash equivalents at beginning of period 459,851 372,413
Cash and cash equivalents at end of period 389,006 114,560
Supplemental cash flows information:    
Interest paid 29,477 30,728
Income taxes paid 0 87
Recognition of lease liabilities arising from right-of-use assets 915 71
Transfers from loans to repossessed assets 569 1,845
Unrealized gains (losses) on available for sale securities 1,667 (776)
Unsettled securities transaction $ 0 $ 14,083