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v3.25.2

Loans and Allowance for Credit Losses - Narrative (Details) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2025 USD ($) credit_card loan | Jun. 30, 2024 USD ($) loan | Jun. 30, 2025 USD ($) loan credit_card | Jun. 30, 2024 USD ($) loan | Dec. 31, 2024 USD ($)
Loan Receivables: |  |  |  |  |
Deferred costs, net of fees | $ 3,000 |  | $ 3,000 |  | $ 3,200
Loans, net | $ 4,769,145 |  | $ 4,769,145 |  | 4,714,078
Number of loan modifications | loan | 9 | 0 | 9 | 0 |
Number of loan modifications made to borrowers experiencing financial difficulty in preceding 12 months | loan | 0 | 0 | 0 | 0 |
Other real estate owned, net | $ 179 |  | $ 179 |  | 179
Repossessed assets | 2,500 |  | 2,500 |  | $ 3,300
MSR impairment |  |  | 0 |  |
Net servicing income | $ 168 | $ 418 | $ 103 | $ 506 |
Minimum | Discount rate |  |  |  |  |
Loan Receivables: |  |  |  |  |
MSR range (as a percent) | 0.095 |  | 0.095 |  | 0.095
Minimum | Prepayment speed |  |  |  |  |
Loan Receivables: |  |  |  |  |
MSR, measurement input | 0.0584 |  | 0.0569 |  |
Maximum | Discount rate |  |  |  |  |
Loan Receivables: |  |  |  |  |
MSR range (as a percent) | 0.100 |  | 0.100 |  | 0.100
Maximum | Prepayment speed |  |  |  |  |
Loan Receivables: |  |  |  |  |
MSR, measurement input | 0.0848 |  | 0.0822 |  |
Weighted Average | Prepayment speed |  |  |  |  |
Loan Receivables: |  |  |  |  |
MSR, measurement input | 0.0014 |  | 0.0014 |  |
Credit cards |  |  |  |  |
Loan Receivables: |  |  |  |  |
Number of loans downgraded | credit_card | 7 |  | 7 |  |
Commercial real estate |  |  |  |  |
Loan Receivables: |  |  |  |  |
Number of loan modifications made to borrowers experiencing financial difficulty in preceding 12 months | loan |  |  | 9 |  |
Financing receivable modified during preceding 12 months | $ 6,600 |  | $ 6,600 |  |
Consumer mortgage loans | 93 |  | 93 |  | $ 554
Consumer |  |  |  |  |
Loan Receivables: |  |  |  |  |
Consumer mortgage loans | 135 |  | 135 |  | 124
Federal National Mortgage Association (FNMA) |  |  |  |  |
Loan Receivables: |  |  |  |  |
Loans, net | 232,900 |  | 232,900 |  |
Federal Home Loan Mortgage Corporation (FHLMC) |  |  |  |  |
Loan Receivables: |  |  |  |  |
Loans, net | 1,337,600 |  | 1,337,600 |  |
Severn Bancorp, Inc. And TCFC |  |  |  |  |
Loan Receivables: |  |  |  |  |
Business combination, loan acquired | 1,630,000 |  | 1,630,000 |  | 1,690,000
Loans acquired, net of related discount | $ 86,100 |  | $ 86,100 |  | $ 92,000

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