XML 45 R34.htm IDEA: XBRL DOCUMENT v3.25.2
Regulatory Capital Requirements (Tables)
 6 Months Ended
Jun. 30, 2025
Regulatory Capital Requirements under Banking Regulations [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following table presents the capital amounts and ratios for the Company and the Bank as of June 30, 2025 and December 31, 2024.
June 30,
2025		December 31,
2024
AmountRegulatory Minimum Ratio + Capital Conservation Buffer
To Be Well-Capitalized Under Prompt Corrective Action Regulation(1)
Amount
($ in thousands)
The Company Amounts
Common Equity Tier 1 Capital$483,947 $342,348 N/A$458,258 
Tier 1 Capital513,952 415,708 N/A488,105 
Total Capital618,793 513,521 N/A591,228 
Risk-Weighted Assets4,890,679 237,725 N/A4,852,564 
The Company Ratios
Common Equity Tier 1 Capital to Risk-Weighted Assets (“RWA”)9.90 %7.00 %N/A9.44 %
Tier 1 Capital to RWA10.51 8.50 N/A10.06 
Total Capital to RWA12.65 10.50 N/A12.18 
Tier 1 Capital to AA (Leverage)(2)
8.65 4.00 N/A8.02 
The Bank Amounts
Common Equity Tier 1 Capital$546,630 $342,199 $317,756 $521,453 
Tier 1 Capital546,630 415,527 391,085 521,453 
Total Capital607,235 513,299 488,856 580,706 
Risk-Weighted Assets4,888,558 237,616 297,021 4,851,903 
The Bank Ratios
Common Equity Tier 1 Capital to RWA11.18 %7.00 %6.50 %10.75 %
Tier 1 Capital to RWA11.18 8.50 8.00 10.75 
Total Capital to RWA12.42 10.50 10.00 11.97 
Tier 1 Capital to AA (Leverage)(2)
9.20 4.00 5.00 8.58 
____________________________________
(1)Applies to the Bank only.
(2)Tier 1 Capital to AA (Leverage) has no capital conservation buffer defined. The PCA well-capitalized threshold is defined as 5.00%.