XML 45 R34.htm IDEA: XBRL DOCUMENT
v3.26.1

Regulatory Capital Requirements (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2026
Regulatory Capital Requirements under Banking Regulations [Abstract] |
Summary of Compliance with Regulatory Capital Requirements under Banking Regulations | The following table presents the capital amounts and ratios for the Company and the Bank as of March 31, 2026 and December 31, 2025.
|  | March 31, 2026
|  | Amount |  | Regulatory Minimum Ratio + Capital Conservation Buffer |  | To Be Well-Capitalized Under PCA Regulation(1)
($ in thousands) |  |  |
Company Amounts |  |  |  |  |  |
Common Equity Tier 1 Capital |  | $ | 525,849 |  |  | $ | 335,606 |  |  | N/A
Tier 1 Capital |  | 556,096 |  |  | 407,522 |  |  | N/A
Total Capital |  | 674,811 |  |  | 503,409 |  |  | N/A
Leverage Exposure |  | 6,098,196 |  |  | 243,928 |  |  | N/A
Risk-Weighted Assets |  | 4,794,374 |  |  | N/A |  | N/A
Company Ratios |  |  |  |  |  |
Common Equity Tier 1 Capital to Risk-Weighted Assets (“RWA”) |  | 10.97 | % |  | 7.00 | % |  | N/A
Tier 1 Capital to RWA |  | 11.60 |  |  | 8.50 |  |  | N/A
Total Capital to RWA |  | 14.08 |  |  | 10.50 |  |  | N/A
Tier 1 Capital to AA (Leverage)(2) |  | 9.12 |  |  | 4.00 |  |  | N/A
Bank Amounts |  |  |  |  |  |
Common Equity Tier 1 Capital |  | $ | 583,733 |  |  | $ | 335,386 |  |  | $ | 311,429 |
Tier 1 Capital |  | 583,733 |  |  | 407,254 |  |  | 383,298 |
Total Capital |  | 643,627 |  |  | 503,078 |  |  | 479,122 |
Leverage Exposure |  | 6,093,905 |  |  | 243,756 |  |  | 304,695 |
Risk-Weighted Assets |  | 4,791,223 |  |  | N/A |  | N/A
Bank Ratios |  |  |  |  |  |
Common Equity Tier 1 Capital to RWA |  | 12.18 | % |  | 7.00 | % |  | 6.50 | %
Tier 1 Capital to RWA |  | 12.18 |  |  | 8.50 |  |  | 8.00 |
Total Capital to RWA |  | 13.43 |  |  | 10.50 |  |  | 10.00 |
Tier 1 Capital to AA (Leverage)(2) |  | 9.58 |  |  | 4.00 |  |  | 5.00 |
____________________________________ (1)Applies to the Bank only. (2)Tier 1 Capital to Average Assets (Leverage) has no capital conservation buffer defined. The PCA well-capitalized threshold is defined as 5.00%.
|  | December 31, 2025
|  | Amount |  | Regulatory Minimum Ratio + Capital Conservation Buffer |  | To Be Well-Capitalized Under PCA Regulation(1)
($ in thousands) |  |  |
Company Amounts |  |  |  |  |  |
Common Equity Tier 1 Capital |  | $ | 510,729 |  |  | $ | 339,680 |  |  | N/A
Tier 1 Capital |  | 540,897 |  |  | 412,469 |  |  | N/A
Total Capital |  | 660,451 |  |  | 509,520 |  |  | N/A
Leverage Exposure |  | 6,129,306 |  |  | 245,172 |  |  | N/A
Risk-Weighted Assets |  | 4,852,573 |  |  | N/A |  | N/A
Company Ratios |  |  |  |  |  |
Common Equity Tier 1 Capital to RWA |  | 10.52 | % |  | 7.00 | % |  | N/A
Tier 1 Capital to RWA |  | 11.15 |  |  | 8.50 |  |  | N/A
Total Capital to RWA |  | 13.61 |  |  | 10.50 |  |  | N/A
Tier 1 Capital to AA (Leverage)(2) |  | 8.82 |  |  | 4.00 |  |  | N/A
Bank Amounts |  |  |  |  |  |
Common Equity Tier 1 Capital |  | $ | 569,183 |  |  | $ | 339,125 |  |  | $ | 314,902 |
Tier 1 Capital |  | 569,183 |  |  | 411,794 |  |  | 387,571 |
Total Capital |  | 629,746 |  |  | 508,687 |  |  | 484,464 |
Leverage Exposure |  | 6,122,775 |  |  | 244,911 |  |  | 306,139 |
Risk-Weighted Assets |  | 4,844,639 |  |  | N/A |  | N/A
Bank Ratios |  |  |  |  |  |
Common Equity Tier 1 Capital to RWA |  | 11.75 | % |  | 7.00 | % |  | 6.50 | %
Tier 1 Capital to RWA |  | 11.75 |  |  | 8.50 |  |  | 8.00 |
Total Capital to RWA |  | 13.00 |  |  | 10.50 |  |  | 10.00 |
Tier 1 Capital to AA (Leverage)(2) |  | 9.30 |  |  | 4.00 |  |  | 5.00 |
_________________________________ (1)Applies to the Bank only. (2)Tier 1 Capital to Average Assets (Leverage) has no capital conservation buffer defined. The PCA well-capitalized threshold is defined as 5.00%.

X
- Definition Regulatory Capital Requirements under Banking Regulations + References No definition available. + Details
Name: | shbi_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract
Namespace Prefix: | shbi_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration