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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
ASSETS    
Cash and due from banks $ 44,054 $ 50,164
Interest-bearing deposits with other banks 296,768 305,402
Cash and cash equivalents 340,822 355,566
Investment securities:    
Available for sale, at fair value (amortized cost of $271,276 and $226,677 at March 31, 2026 and December 31, 2025, respectively) 264,026 220,358
Held to maturity, net of allowance for credit losses of $81 and $99 (fair value of $356,390 and $378,116 at March 31, 2026 and December 31, 2025, respectively) 393,615 414,827
Equity securities, at fair value 6,195 6,186
Restricted securities, at cost 18,003 17,989
Loans held for sale, at fair value 24,034 32,540
Loans held for investment 4,848,030 4,900,302
Less: allowance for credit losses (58,481) (58,836)
Loans, net 4,789,549 4,841,466
Premises and equipment, net 80,137 80,168
Goodwill 63,266 63,266
Other intangible assets, net 27,742 29,722
Right-of-use assets 10,102 10,523
Cash surrender value on life insurance 106,684 105,839
Accrued interest receivable 20,676 18,551
Deferred income taxes 29,752 29,825
Other assets 31,460 31,992
TOTAL ASSETS 6,206,063 6,258,818
Deposits:    
Noninterest-bearing 1,567,425 1,587,953
Interest-bearing checking 812,847 852,585
Money market and savings 1,795,619 1,814,928
Time deposits 1,274,766 1,267,487
Brokered deposits 10,963 10,911
Total deposits 5,461,620 5,533,864
Guaranteed preferred beneficial interest in junior subordinated debentures (“TRUPS”), net 30,247 30,168
Subordinated debt, net 58,782 58,893
Total borrowings 89,029 89,061
Lease liabilities 10,608 11,027
Other liabilities 42,092 34,993
TOTAL LIABILITIES 5,603,349 5,668,945
COMMITMENTS AND CONTINGENCIES (Note 13)
STOCKHOLDERS’ EQUITY    
Common stock, $0.01 par value per share; shares authorized 50,000,000; shares issued and outstanding 33,451,063 and 33,413,503 at March 31, 2026 and December 31, 2025, respectively 335 334
Additional paid-in capital 361,013 360,554
Retained earnings 246,636 233,578
Accumulated other comprehensive loss (5,270) (4,593)
TOTAL STOCKHOLDERS’ EQUITY 602,714 589,873
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY $ 6,206,063 $ 6,258,818