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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
INTEREST INCOME    
Interest on loans $ 70,814 $ 67,516
Interest and dividends on taxable investment securities 5,114 5,001
Interest and dividends on tax-exempt investment securities 6 6
Interest on deposits with other banks 2,458 3,409
Total interest income 78,392 75,932
INTEREST EXPENSE    
Interest on deposits 24,264 28,070
Interest on short-term borrowings 0 598
Interest on long-term borrowings 1,573 1,366
Total interest expense 25,837 30,034
NET INTEREST INCOME 52,555 45,898
Provision for credit losses 85 1,028
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 52,470 44,870
NONINTEREST INCOME    
Service charges on deposit accounts 1,596 1,514
Trust and investment fee income 1,137 823
Mortgage banking revenue 1,450 1,240
Interchange credits 1,698 1,577
Other noninterest income 1,363 1,980
Total noninterest income 7,244 7,134
NONINTEREST EXPENSE    
Salaries and employee benefits 19,639 16,440
Occupancy expense 2,567 2,538
Furniture and equipment expense 855 853
Software and data processing 5,140 4,691
Amortization of other intangible assets 1,980 2,278
Legal and professional fees 1,605 1,613
FDIC insurance premium expense 995 1,091
Marketing and advertising 311 254
Fraud losses 111 105
Other noninterest expense 3,853 3,884
Total noninterest expense 37,056 33,747
Income before income taxes 22,658 18,257
Income tax expense 5,570 4,493
NET INCOME $ 17,088 $ 13,764
Basic net income per common share (in dollars per share) $ 0.51 $ 0.41
Diluted net income per common share (in dollars per share) 0.51 0.41
Dividends paid per common share (in dollars per share) $ 0.12 $ 0.12