XML 63 R36.htm IDEA: XBRL DOCUMENT
v3.20.4

Reinsurance (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2020
Reinsurance Disclosures [Abstract] |
Reinsurance Recoverable | Reinsurance recoverable at the balance sheet dates consists of the following:
| December 31,
| 2020 |  | 2019
Reinsurance recoverable on unpaid losses and LAE | $ | 674,746 |  |  | $ | 482,315 |
Reinsurance recoverable on paid losses and LAE | 146,410 |  |  | 67,821 |
Reinsurance recoverable | $ | 821,156 |  |  | $ | 550,136 |
Reinsurance, Effect on Operations | The following table depicts written premiums, earned premiums and losses, showing the effects that our reinsurance transactions have on these components of our Consolidated Statements of Comprehensive Loss:
| Year ended December 31,
| 2020 |  | 2019 |  | 2018
Premium written: |  |  |  |  |
Direct | $ | 1,411,558 |  |  | $ | 1,278,504 |  |  | $ | 1,148,190 |
Assumed | 45,305 |  |  | 101,764 |  |  | 104,211 |
Ceded | (755,871) |  |  | (633,275) |  |  | (512,270) |
Net premium written | $ | 700,992 |  |  | $ | 746,993 |  |  | $ | 740,131 |
Change in unearned premiums: |  |  |  |  |
Direct | $ | (66,483) |  |  | $ | (59,660) |  |  | $ | (49,048) |
Assumed | 16,600 |  |  | 12,918 |  |  | (22,392) |
Ceded | 114,554 |  |  | 52,149 |  |  | 20,585 |
Net decrease (increase) | $ | 64,671 |  |  | $ | 5,407 |  |  | $ | (50,855) |
Premiums earned: |  |  |  |  |
Direct | $ | 1,345,075 |  |  | $ | 1,218,844 |  |  | $ | 1,099,142 |
Assumed | 61,905 |  |  | 114,682 |  |  | 81,819 |
Ceded | (641,317) |  |  | (581,126) |  |  | (491,685) |
Net premiums earned | $ | 765,663 |  |  | $ | 752,400 |  |  | $ | 689,276 |
Losses and LAE incurred: |  |  |  |  |
Direct | $ | 1,186,401 |  |  | $ | 1,003,767 |  |  | $ | 1,101,328 |
Assumed | 67,119 |  |  | 44,914 |  |  | 97,444 |
Ceded | (645,204) |  |  | (549,188) |  |  | (790,183) |
Net losses and LAE incurred | $ | 608,316 |  |  | $ | 499,493 |  |  | $ | 408,589 |
Reinsurance Effects On Unpaid Lossses, LAE and Unearned Premiums | The following table highlights the effects that our reinsurance transactions have on unpaid losses and loss adjustment expenses and unearned premiums in our Consolidated Balance Sheets:
| December 31,
| 2020 |  | 2019 |  | 2018
Unpaid losses and LAE: |  |  |  |  |
Direct | $ | 1,042,994 |  |  | $ | 716,559 |  |  | $ | 579,710 |
Assumed | 46,972 |  |  | 43,798 |  |  | 81,493 |
Gross unpaid losses and LAE | 1,089,966 |  |  | 760,357 |  |  | 661,203 |
Ceded | (674,746) |  |  | (482,315) |  |  | (477,870) |
Net unpaid losses and LAE | $ | 415,220 |  |  | $ | 278,042 |  |  | $ | 183,333 |
Unearned premiums: |  |  |  |  |
Direct | $ | 703,612 |  |  | $ | 637,128 |  |  | $ | 577,467 |
Assumed | 20,326 |  |  | 36,927 |  |  | 49,846 |
Gross unearned premiums | 723,938 |  |  | 674,055 |  |  | 627,313 |
Ceded | (384,588) |  |  | (270,034) |  |  | (217,885) |
Net unearned premiums | $ | 339,350 |  |  | $ | 404,021 |  |  | $ | 409,428 |

X
- Definition Reinsurance Effect on Written Premiums, Earned Premiums and Losses [Table Text Block] + References No definition available. + Details
Name: | uihc_ReinsuranceEffectOnWrittenPremiumsEarnedPremiumsAndLossesTableTextBlock
Namespace Prefix: | uihc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Reinsurance Effects On Unpaid Lossses, LAE and Unearned Premiums [Table Text Block] + References No definition available. + Details
Name: | uihc_ReinsuranceEffectsOnUnpaidLosssesLaeAndUnearnedPremiumsTableTextBlock
Namespace Prefix: | uihc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Reinsurance Recoverable [Table Text Block] + References No definition available. + Details
Name: | uihc_ReinsuranceRecoverableTableTextBlock
Namespace Prefix: | uihc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReinsuranceDisclosuresAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration