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Consolidated Statements of Comprehensive Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
REVENUE:      
Gross premiums written $ 1,456,863 $ 1,380,268 $ 1,252,401
Change in gross unearned premiums (49,883) (46,742) (71,440)
Gross premiums earned 1,406,980 1,333,526 1,180,961
Ceded Premiums Earned (641,317) (581,126) (491,685)
Net premiums earned 765,663 752,400 689,276
Investment Income, Net 24,125 30,145 26,170
Investment Income 25,489 31,229 27,201
Net realized gains (losses) 66,691 1,228 1,655
Unrealized Gain (Loss) on Securities (27,562) 24,761 (9,300)
Other revenue 17,739 16,582 15,110
Total revenue 846,656 825,116 723,942
EXPENSES:      
Losses and loss adjustment expenses 608,316 499,493 408,589
Policy Acquisition Costs 236,002 238,268 203,140
Operating Costs and Expenses 52,876 44,310 40,590
General and Administrative Expense 72,057 65,989 66,112
Interest Expense 9,582 9,781 9,866
Total expenses 978,833 857,841 728,297
Income before other income (132,177) (32,725) (4,355)
Other Income 74 119 116
Income before income taxes (132,103) (32,606) (4,239)
Provision (benefit) for income taxes (36,605) (3,121) (4,633)
Net Income (Loss) Attributable to Parent (96,454) (29,872) 290
Net Income (Loss) Attributable to Noncontrolling Interest 956 387 104
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest (95,498) (29,485) 394
OTHER COMPREHENSIVE INCOME:      
Change in net unrealized gain (loss) on investments 64,726 28,366 (22,264)
Reclassification adjustment for net realized investment gains (66,691) (1,228) (1,655)
Income tax benefit (expense) related to items of other comprehensive income 502 (6,588) 5,703
Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest (96,961) (8,935) (17,822)
Comprehensive Income (Loss), Net of Tax, Attributable to Noncontrolling Interest 1,119 588 139
Total comprehensive income $ (98,080) $ (9,523) $ (17,961)
Weighted average shares outstanding      
Basic 42,864,166 42,763,423 42,650,629
Diluted 42,864,166 42,763,423 42,838,886
Earnings per share      
Earnings Per Share, Basic $ (2.25) $ (0.70) $ 0.01
Earnings Per Share, Diluted $ (2.25) $ (0.70) $ 0.01