Effects of Reinsurance on Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Insurance [Abstract]
Net Direct Unpaid Losses and LAE	$ 1,062,567	$ 1,042,994	$ 716,559
Net Assumed Unpaid Losses and LAE	21,883	46,972	43,798
Unpaid losses and loss adjustment expenses	1,084,450	1,089,966	760,357	$ 661,203
Net Ceded Unpaid Losses and LAE	(749,600)	(674,746)	(482,315)
Liability for Unpaid Claims and Claims Adjustment Expense, Net	334,850	415,220	278,042	$ 183,333
Direct Unearned Premiums, Net	644,065	703,612	637,128
Assumed Unearned Premiums, Net	875	20,326	36,927
Unearned Premiums, Gross	644,940	723,938	674,055
Ceded Unearned Premiums, Net	(430,631)	(384,588)	(270,034)
Unearned Premiums, Net	$ 214,309	$ 339,350	$ 404,021

Liability as of the balance sheet date for amounts representing estimated cost of settling unpaid claims under the terms of the underlying insurance policies, less estimated reinsurance recoveries on such claims. This includes an estimate for claims which have been incurred but not reported. Claim adjustment expenses represent the costs estimated to be incurred in the settlement of unpaid claims.

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 210
-Section S99
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-Subparagraph (SX 210.7-03(13)(a))
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Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
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Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 40
-Section 50
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-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437

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