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Subsequent Events (Details) - USD ($)
 3 Months Ended 9 Months Ended
Dec. 31, 2024
Sep. 30, 2024
Oct. 29, 2024
Oct. 01, 2024
Subsequent Event        
Asset & Liability - Headquarter Lease       $ 3,256,000
Milton Retention, Net of Tax $ 16.2      
Milton Reinstatement Premiums 13      
Citizens Assumption Premium     $ 10.7  
Subsequent Events   SUBSEQUENT EVENTS
We evaluate all subsequent events and transactions for potential recognition or disclosure in our financial statements.

Effective October 1, 2024, the Company's new headquarter office lease located in Suite 100 in the building at 570 Carillon Parkway, St. Petersburg, Florida 33176 commenced. This lease will expire February 28, 2035 unless extended or sooner terminated within the terms of the lease. The Company will recognize a right-of-use operating asset and operating lease liability of $3,256,000 associated with this lease on the date of commencement.

On October 9, 2024, Hurricane Milton made landfall in Florida as a category three hurricane. The Company estimates net current accident quarter catastrophe losses incurred from Hurricane Milton to be approximately $16.2 million, net of tax impacts. $7.9 million of this impact is retained by AmCoastal, with $8.3 million being retained by the Company's captive reinsurance entity. The Company also expects to incur $13.0 million of reinstatement premiums that will be amortized as ceded premiums earned over the remaining eight month coverage period, from October 2024 through May 2025.
On October 29, 2024, the Company assumed 87 new policies from Citizens through the Citizens Depopulation Program with approximately $10.7 million of premium. 		   
American Coastal Insurance Company        
Subsequent Event        
Milton Retention, Net of Tax 7.9      
UPC Re        
Subsequent Event        
Milton Retention, Net of Tax $ 8.3