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Consolidated Statements of Comprehensive Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
REVENUE:      
Other Income $ 2,063 $ 2,228 $ 10,342
Operating Income (Loss) 99,596 93,852 (8,661)
Costs and Expenses 197,061 170,548 230,334
Interest Expense 11,996 10,875 9,483
General and Administrative Expense 44,756 37,559 43,746
Policy Acquisition Costs 70,990 75,436 80,996
Revenues 296,657 264,400 221,673
Other revenue 0 15 1,181
Equity Securities, FV-NI, Unrealized Gain (Loss) 1,996 814 (1,968)
Net realized gains (losses) (124) (6,789) (6,512)
Investment Income, Net 20,795 8,300 6,043
Premiums Earned, Net, Property and Casualty 273,990 262,060 222,929
Ceded Premiums Earned 364,618 342,623 251,259
Gross Premiums Earned, Property and Casualty 638,608 604,683 474,188
change in gross unearned premiums (9,197) (31,026) (53,972)
Gross premiums written 647,805 635,709 528,160
Gross premiums earned 638,608 604,683 474,188
Ceded Premiums Earned (364,618) (342,623) (251,259)
Net premiums earned 273,990 262,060 222,929
Total revenue 296,657 264,400 221,673
EXPENSES:      
Total expenses 197,061 170,548 230,334
Policy Acquisition Costs 70,990 75,436 80,996
General and Administrative Expense 44,756 37,559 43,746
Interest Expense 11,996 10,875 9,483
Income before other income 99,596 93,852 (8,661)
Other Income 2,063 2,228 10,342
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 101,659 96,080 1,681
Provision (benefit) for income taxes 25,340 10,876 26,233
Net Income (Loss) Attributable to Parent 75,718 309,911 (469,855)
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 75,718 309,911 (469,966)
OTHER COMPREHENSIVE INCOME:      
Other Comprehensive Income (Loss), Tax 0 0 (49)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax (124) (6,808) (32,082)
Change in net unrealized gain (loss) on investments 3,355 5,998 (56,600)
Reclassification adjustment for net realized investment gains 124 6,808 32,082
Income tax benefit (expense) related to items of other comprehensive income 0 0 49
Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest 79,197 322,717 (494,435)
Total comprehensive income $ 79,197 $ 322,717 $ (494,271)
Weighted average shares outstanding      
Diluted 49,362,985 44,388,804 43,052,070
Basic 47,831,412 43,596,432 43,052,070
Undistributed Continuing Operation Earnings (Loss), Allocation to Participating Securities, Basic $ 1.60 $ 1.96 $ (0.56)
Undistributed Discontinued Operation Earnings (Loss), Allocation to Participating Securities, Basic (0.01) 5.15 (10.35)
Undistributed Continuing Operation Earnings (Loss), Allocation to Participating Securities, Diluted 1.55 1.92 (0.56)
Undistributed Discontinued Operation Earnings (Loss), Allocation to Participating Securities, Diluted (0.01) 5.06 (10.35)
Earnings per share      
Earnings Per Share, Basic 1.59 7.11 (10.91)
Earnings Per Share, Diluted $ 1.54 $ 6.98 $ (10.91)
Net Income (Loss) Attributable to Noncontrolling Interest   $ 0 $ (111)
Comprehensive Income (Loss), Net of Tax, Attributable to Noncontrolling Interest $ 0 0 (164)
Discontinued Operation, Income (Loss) from Discontinued Operation During Phase-out Period, Net of Tax (601) 224,707 (445,414)
Income Tax Expense (Benefit) 25,340 10,876 26,233
Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest 76,319 85,204 (24,552)
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 75,718 309,911 (469,966)
Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest 79,197 322,717 (494,435)
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 79,197 322,717 (494,271)
Policyholder Benefits and Claims Incurred, Net $ 69,319 $ 46,678 $ 96,109