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Disaggregation of Relevant Expense Captions | 9 Months Ended
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Sep. 30, 2025
Disaggregation Of Relevant Expense Captions [Abstract] |
Disaggregation of Relevant Expense Captions | 3) DISAGGREGATION OF RE LEVANT EXPENSE CAPTIONS The Company presents its expenses in four major captions: loss and loss adjustment expenses, policy acquisition costs, general and administrative expenses and interest expense. The Company has presented the disaggregation of its general and administrative expenses below for the three and nine months ended September 30, 2025 and 2024 to enhance disclosure regarding its recast general and administrative expenses.
| Three Months Ended September 30, |  |  | Nine Months Ended September 30, |
| 2025 |  |  | 2024 |  |  | 2025 |  |  | 2024 |
General and Administrative Expenses |  |  |  |  |  |  |  |  |  |  |
Employee compensation(1) | $ | 4,821 |  |  | $ | 3,579 |  |  | $ | 9,579 |  |  | $ | 11,083 |
Depreciation and amortization |  | 1,020 |  |  |  | 1,300 |  |  |  | 3,213 |  |  |  | 3,993 |
Association fees |  | 920 |  |  |  | 812 |  |  |  | 2,937 |  |  |  | 2,649 |
Software & equipment costs |  | 735 |  |  |  | 1,030 |  |  |  | 2,567 |  |  |  | 2,996 |
Professional services |  | 1,066 |  |  |  | 876 |  |  |  | 2,725 |  |  |  | 3,113 |
Intangible asset amortization |  | 609 |  |  |  | 610 |  |  |  | 1,828 |  |  |  | 2,030 |
Audit fees |  | 446 |  |  |  | (52 | ) |  |  | 1,108 |  |  |  | 1,460 |
Liability insurance |  | 412 |  |  |  | 483 |  |  |  | 1,158 |  |  |  | 1,515 |
Legal fees |  | 147 |  |  |  | 284 |  |  |  | 523 |  |  |  | 1,771 |
Operating lease expense |  | 107 |  |  |  | 58 |  |  |  | 332 |  |  |  | 103 |
Provision for (reversal of) expected credit losses |  | (5 | ) |  |  | (44 | ) |  |  | (62 | ) |  |  | (90 | )
Other general and administrative(2) |  | 1,043 |  |  |  | 1,353 |  |  |  | 2,697 |  |  |  | 2,856 |
Total general and administrative expenses | $ | 11,321 |  |  | $ | 10,289 |  |  | $ | 28,605 |  |  | $ | 33,479 |
(1) For the nine months ended September 30, 2025, employee compensation includes $4.5 million, in one-time employee retention tax credit refunds. (2) For the three and nine months ended September 30, 2025 and 2024, other general and administrative expenses were comprised primarily of regulatory fees, franchise fees, and overhead such as office utilities.

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- Definition Disaggregation of relevant expense captions. + References No definition available. + Details
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- Definition The entire disclosures of supplemental information, including descriptions and amounts, related to the balance sheet, income statement, and/or cash flow statement. + References No definition available. + Details
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