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ASSETS FROM THE INVESTOR ASSURANCE PROGRAM - Summary of movement of assets from investor assurance program (Detail) - CNY (¥) ¥ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2019 | Dec. 31, 2018
Opening balance | ¥ 5,525 | ¥ 270,276
Assets arising from new business |  | 969,815
Subsequent collections during the year | (5,340) | (1,226,289)
Additional provisions in the current year | 0 | (8,277)
Transfer out due to disposal of Shanghai Caiyin | (185) |
Ending Balance |  | 5,525
Current loan products |  |
Opening balance |  | 1,187
Assets arising from new business |  | 968,732
Subsequent collections during the year |  | (969,919)
Other online standard loan products |  |
Opening balance | 166 | 218,686
Assets arising from new business |  | 373
Subsequent collections during the year | (165) | (218,806)
Additional provisions in the current year |  | (87)
Transfer out due to disposal of Shanghai Caiyin | (1) |
Ending Balance |  | 166
Offline and non-standard loan products |  |
Opening balance | 5,359 | 50,403
Assets arising from new business |  | 710
Subsequent collections during the year | (5,175) | (37,564)
Additional provisions in the current year |  | (8,190)
Transfer out due to disposal of Shanghai Caiyin | ¥ (184) |
Ending Balance |  | ¥ 5,359

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- Definition The carrying amount of the contractual right to receive fees, as compensation in exchange for providing a guarantee to a third party, over life of the guarantee. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.10) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
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