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ORGANIZATION AND PRINCIPAL ACTIVITIES (Tables) | 12 Months Ended
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Dec. 31, 2019
Organization, Consolidation and Presentation of Financial Statements [Abstract] |
Summary of principal subsidiaries and VIEs | The Company operates in an evolving regulatory environment and has been adjusting its business model to stay in compliance with regulatory requirements during the years presented. The Company historically has focused on connecting individual borrowers with individual investors. Starting in 2019 the Company also began to cooperate with institutional funding partners. Its investor assurance program also evolved over time as part of the transformation of its business model. See Note 2(j). As of December 31, 2019 the Parent Company’s significant subsidiaries and its consolidated VIEs are as follows:
Name |  | Date of incorporation/ establishmentor acquisition |  | Place of incorporation/ establishment |  | Percentage of legal ownership |  |  | Principal activities
Wholly owned subsidiaries |  |  |  |  |  |  |  |  |  |
Jiayin Holdings Limited |  | January 2018 |  | BVI |  |  | 100 | % |  | Investment Holding
Geerong (HK) Limited (formerly known as “Jiayin (HK) Limited”) |  | January 2018 |  | Hong Kong |  |  | 100 | % |  | Investment Holding
Jiayin Southeast Asia Holdings Limited |  | February 2018 |  | BVI |  |  | 100 | % |  | Investment Holding
Shanghai Kunjia Technology Co., Ltd. |  | June 2018 |  | Shanghai |  |  | 100 | % |  | Investment Holding
Geerong Yunke Information Technology Co. , Ltd . |  | July 2019 |  | Shanghai |  |  | 100 | % |  | Technology development and consumer finance services
Geerong Yun (Shanghai) Enterprise Development Co., Ltd. |  | September 2019 |  | Shanghai |  |  | 100 | % |  | Technology development and consumer finance services
VIEs |  |  |  |  |  |  |  |  |  |
Shanghai Jiayin Finance Technology Co., Ltd. |  | June 2015 |  | Shanghai |  |  | 100 | % |  | Technology service
Shanghai Niwodai Internet Finance Information Services Co., Ltd. |  | September 2015 |  | Shanghai |  |  | 100 | % |  | Technology development and consumer finance services

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