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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Summary of movement of contract assets (Detail) - CNY (¥)
¥ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Opening balance ¥ 242,881 ¥ 881,296
Addition in the current year 67,278 1,236,968
Collection in the current year (170,261) (1,618,631)
Write off in the current year (87,362) (256,752)
Transfer out due to disposal of Shanghai Caiyin (190,491)  
Reclass to refund liability (137,955)  
Ending balance 0 242,881
Current loan products    
Opening balance 54,615 335,550
Addition in the current year 41,747 898,142
Collection in the current year (41,134) (1,001,265)
Write off in the current year (46,306) (177,812)
Transfer out due to disposal of Shanghai Caiyin (140,988)  
Reclass to refund liability (132,066)  
Ending balance 0 54,615
Other online standard loan products    
Opening balance 14,102 162,942
Addition in the current year 3,827 26,987
Collection in the current year (10,398) (107,384)
Write off in the current year (5,382) (68,443)
Transfer out due to disposal of Shanghai Caiyin (6,492)  
Reclass to refund liability (4,343)  
Ending balance 0 14,102
Offline and non-standard loan products    
Opening balance 163,026 376,304
Addition in the current year 21,704 41,548
Collection in the current year (107,591) (244,329)
Write off in the current year (35,674) (10,497)
Transfer out due to disposal of Shanghai Caiyin (43,011)  
Reclass to refund liability (1,546)  
Ending balance 0 163,026
Other services    
Opening balance 11,138 6,500
Addition in the current year   270,291
Collection in the current year (11,138) (265,653)
Transfer out due to disposal of Shanghai Caiyin 0  
Ending balance ¥ 0 ¥ 11,138