0001169232-03-001705 4 1 20030225 20030227 BURKE PATRICK C 0001210021 OFFICER 4 220 LIBERTY STREET WARSAW NY 14569 FINANCIAL INSTITUTIONS INC 0000862831 6021 160816610 NY 1231 4 34 000-26481 03583286 220 LIBERTY STREET WARSAW NY 14569 7167861100 220 LIBERTY STREET WARSAW NY 14569 4 1 d54130_form-4.txt FORM 4