0001169232-03-002089 8-K 2 20030314 7 9 20030314 FINANCIAL INSTITUTIONS INC 0000862831 6021 160816610 NY 1231 8-K 34 000-26481 03603443 220 LIBERTY STREET WARSAW NY 14569 7167861100 220 LIBERTY STREET WARSAW NY 14569 8-K 1 d54429_8-k.txt FORM 8-K EX-99.1 3 d54429_ex99-1.txt PRESS RELEASE