0001169232-03-003043 8-K 2 20030417 7 9 20030417 FINANCIAL INSTITUTIONS INC 0000862831 6021 160816610 NY 1231 8-K 34 000-26481 03654445 220 LIBERTY STREET WARSAW NY 14569 7167861100 220 LIBERTY STREET WARSAW NY 14569 8-K 1 d55270_8k.txt FORM 8-K EX-99.1 3 d55270_ex99-1.txt PRESS RELEASE