0001169232-03-005619 8-K 4 20030904 5 7 20030905 FINANCIAL INSTITUTIONS INC 0000862831 6021 160816610 NY 1231 8-K 34 000-26481 03882588 220 LIBERTY STREET WARSAW NY 14569 7167861100 220 LIBERTY STREET WARSAW NY 14569 8-K 1 d56894_8-k.txt FORM 8-K EX-99.1 3 d56894_ex99-1.txt TEXT OF THE AGREEMENT EX-99.2 4 d56894_ex99-2.txt TEXT OF THE AGREEMENT EX-99.3 5 d56894_ex99-3.txt PRESS RELEASE DATED SEPTEMBER 4, 2003