0000950152-05-002224 10-K 17 20041231 20050316 20050316 FINANCIAL INSTITUTIONS INC 0000862831 6021 160816610 NY 1231 10-K 34 000-26481 05685898 220 LIBERTY STREET WARSAW NY 14569 7167861100 220 LIBERTY STREET WARSAW NY 14569 10-K 1 l11857ae10vk.htm FINANCIAL INSTITUTIONS, INC. 10-K EX-10.3 2 l11857aexv10w3.htm EX-10.3 AGREEMENT WITH INVESTMENT BANKER EX-10.4 3 l11857aexv10w4.htm EX-10.4 STOCK OWNERSHIP REQUIREMENT EX-10.5 4 l11857aexv10w5.htm EX-10.5 SENIOR MANAGEMENT INCENTIVE COMPENSATION EX-10.6 5 l11857aexv10w6.htm EX-10.6 SEPARATION AGREEMENT - BROWN 2005 EX-10.7 6 l11857aexv10w7.htm EX-10.7 EMPLOYMENT AGREEMENT - BROWN 2001 EX-21 7 l11857aexv21.htm EX-21 SUBSIDIARIES EX-23 8 l11857aexv23.htm EX-23 CONSENT EX-24 9 l11857aexv24.htm EX-24 POWER OF ATTORNEY EX-31.1 10 l11857aexv31w1.htm EX-31.1 CERTIFICATION 302 - CEO EX-31.2 11 l11857aexv31w2.htm EX-31.2 CERTIFICATION 302 - CFO EX-32.1 12 l11857aexv32w1.htm EX-32.1 CERTIFICATION 906 - CEO EX-32.2 13 l11857aexv32w2.htm EX-32.2 CERTIFICATION 906 - CFO GRAPHIC 14 l11857al1185700.gif GRAPHIC GRAPHIC 15 l11857al1185701.gif GRAPHIC GRAPHIC 16 l11857al1185702.gif GRAPHIC GRAPHIC 17 l11857al1185703.gif GRAPHIC