0001209191-05-021605 4 2 20050107 20050421 20050421 WYCKOFF JAMES H 0001211182 4 34 000-26481 05764184 220 LIBERTY ST WARSAW NY 14569 FINANCIAL INSTITUTIONS INC 0000862831 6021 160816610 NY 1231 220 LIBERTY STREET WARSAW NY 14569 7167861100 220 LIBERTY STREET WARSAW NY 14569 4 1 doc4.xml FORM 4 SUBMISSION EX-24.4_82150 2 poa.txt POA DOCUMENT