0001209191-05-054203 4 2 20051026 20051028 20051028 BIRMINGHAM MARTIN KEARNEY 0001323659 4 34 000-26481 051162129 585-786-1100 220 LIBERTY STREET WARSAW NY 14569 FINANCIAL INSTITUTIONS INC 0000862831 6021 160816610 NY 1231 220 LIBERTY STREET WARSAW NY 14569 7167861100 220 LIBERTY STREET WARSAW NY 14569 4 1 doc4.xml FORM 4 SUBMISSION EX-24.4_106038 2 poa.txt POA DOCUMENT