 AUTHORIZATION TO FILE SECTION 16 REPORTS

I hereby authorize and
designate Ronald A. Miller, Sonia M. Dumbleton
or Michael D. Grover to
execute and file or cause to be filed, on my
behalf any Forms 3, 4 and 5,
including any amendments thereto, that I
may voluntarily or be required
to file with the U.S. Securities and
Exchange Commission as a result of
my ownership of, or transactions in,
securities of Financial
Institutions, Inc.  This authority shall
continue until I am no longer
required to file such forms, or until
sooner revoked by me in writing.


In witness whereof, I have executed this authorization this 12th day of

October 2004.

							 James T. Rudgers

						-------------------------------
							Financial Institutions,
Inc.


Angela Curry
------------------
Witness

